Shares / Certificate Pledged Loans

Select Your Loan

We appreciate the opportunity to assist with your lending needs!

What We Offer

Our Personal Secured Loans allow our members to use their funds on deposit with Members 1st to access funds at a low interest rate. Loans may be secured with Certificates of Deposit or funds in your Savings or Money Market accounts. Since a credit review is not needed for our Secured Loans, many find it useful for credit repair. Various terms are available and there are no fees for early repayment.

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Certificate of Deposit (CD) Secured Loan
  • No application fees
  • No prepayment penalties
  • Loan term may not exceed remaining CD term
  • For non-members, you'll be required to join Members 1st. By doing so, you'll be able to easily check your loan status at any time.
Apply Now
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Share Secured Loan (Fixed Rate)
  • Fixed rate
  • Various terms available
  • No application fees
  • No prepayment penalties
  • For non-members, you'll be required to join Members 1st. By doing so, you'll be able to easily check your loan status at any time.
Apply Now
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Share Secured Loan (Variable Rate)
  • Variable Rate
  • Payment adjusts with rate changes
  • Various terms available
  • No application fees
  • No prepayment penalties
  • For non-members, you'll be required to join Members 1st. By doing so, you'll be able to easily check your loan status at any time.
Apply Now

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