Select the coverage that best fits your business needs to get a quote.
Are you self-employed or have 3 or fewer employees? We've partnered with CoverSmart so that you can access coverage from top-rated companies designed to suit your needs and your budget so that you can get a quote and purchase a policy in just a few minutes.
"Members 1st has created a feeling of personal trust for us over the years in knowing that we are covered with a team of professionals, who understand the direction we want to pursue and respect our needs."
Melissa and Jeff Miller
Beauty and the Barber Family Salon and Shave Parlor in York, PA

*Insurance products are offered and sold by third-party providers. Members 1st Federal Credit Union does not offer or sell insurance. Insurance products are not share accounts, obligations, nor are they guaranteed by Members 1st Federal Credit Union, or by any of its affiliates. Insurance products are not federally insured.
How is my premium determined?
There are many factors that are considered when your commercial insurance premium is determined, such as the safety or risks of your business practices. An agent through our third-party insurance partnership will meet with you to gather information about how your business operates and help you find coverage that best fits your business needs and your budget.
Why should my independent contractors have their own insurance?
If you hire subcontractors/independent contractors to work with you, it is important they have their own insurance to cover the damages or injuries that may be caused on the job.
Do I need business insurance for my lucrative hobby?
Business insurance protects you in activities where you provide a service or product to others for a price. Even if it is just considered a “hobby”; if it is provided to another person, you should have insurance to protect you, your assets and the “customer”. Examples can include, trade shows where you sell homemade items, offering lawn or personal care services at a cost, etc.
Why have my business insurance in the same agency as my personal insurance?
As a business owner, your business and personal life often intertwine. Having an agent that understands that is important. Click here (opens in a new tab) to schedule a free consultation with one of our third-party insurance agents who have your best interests in mind.
How can a risk manager help me protect my business?
Risk management services will evaluate your business as a whole to identify, assess and help your business mitigate those risks before they occur. Click here (opens in a new tab) to contact one of our third-party insurance agents to learn more about how risk management can help you prepare for the unexpected.
