Internet Terms and Usage

Members 1st FCU reserves the right to change the terms, conditions, and notices under which the Members 1st FCU Web Site and Online Secured Services are offered without prior notice to you. When we make changes to these terms, we will revise the "Last Updated" date at the top of this Internet Terms and Usage page. You are responsible for regularly reviewing these terms and conditions. Your continued use of the Members 1st FCU Web Site and Online Services constitutes your agreement to all such terms, conditions, and notices.

In no event shall Members 1st FCU be liable for any lost data, use, profits, savings, goodwill, or indirect, incidental, special, consequential, exemplary or punitive damages arising out of or relating to your use or your inability to use information contained in this Web Site. Your sole remedy for any damages related to the use of this Web site or information downloaded from this Web site is to discontinue use of this Web site.

Unless otherwise specified, the Members 1st FCU Web Site is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Members 1st FCU site.

The Members 1st FCU Web site may contain hyperlinks to other sites created and maintained by other organizations. Members 1st FCU does not regularly review materials posted on these linked sites. Members 1st FCU does not endorse the owners of such linked sites, or the products or materials appearing on such linked sites. Any decision of Web site visitors to view any of the linked Web sites is at their own risk. The linked sites are not under the control of Members 1st FCU and Members 1st FCU is not responsible for the contents of any linked site, including without limitation any link contained in a linked site, or any changes or updates to a linked site.

Members 1st FCU is not responsible for web casting or any other form of transmission received from any Linked Site nor is Members 1st FCU responsible if the Linked Site is not working appropriately. Members 1st FCU is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Members 1st FCU of the site or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the Linked Sites. Any dealings with third parties (including advertisers) included within the Members 1st FCU Site/Services or participation in promotions, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such dealings or promotions, are solely between you and the advertiser or other third party. Members 1st FCU shall not be responsible or liable for any part of any such dealings or promotions.

The documents and graphics appearing in this Web site might include technical inaccuracies, typographical errors, and out-of-date information and use of any and all materials contained in this Web site is at your own risk. Content changes are made without notice and are made as timely as possible.

Unwanted pop-ups are screens that come up when you're surfing the internet. You go to one page, and an ad opens up on another page. Because they're so common and irritating, pop-up blockers are popular.

When you click on a link to intentionally open a web page in a new window, you are requesting a wanted pop-up. The problem is that most pop-up blockers interfere with wanted and unwanted pop-ups. Pop-up blocking software is very useful for blocking unwanted advertising, but it may also prevent you from viewing the pop-up windows used within members1st.org. For that reason, they should be turned off while you're visiting our Web site. You can always turn the software back on once you have finished.

One option is to add https://www.members1st.org to a list of exceptions or allowed sites. Please review your browser's help documentation for further instruction.

You may have more than one pop-up blocking software running on your computer, i.e. through your browser and a toolbar add-on.

Please be advised that regular email is not secure. Various parts of our Web site allow you to submit information to us by email. We strongly suggest that you do not provide personal or account information through email or make a request that sensitive and confidential information be emailed to you. We do have multi-layered security checks and balances in place to protect your personal and financial information when using our secure online services.

In order to ensure that your email notification does not get caught in spam or junk email filters, you need to add our email address to your friends list. Every e-mail system is different please review your email provider's help documentation for instruction.

As a condition of your use of the Members 1st FCU Web Site and Online Secured Services, you will not use the Members 1st FCU Web Site and Online Secured Services for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Members 1st FCU Web Site and Online Secured Services in any manner which could damage, disable, overburden, or impair any Members 1st FCU Web Site and Online Secured Services (or the network(s) connected to any Members 1st FCU Web Site and Online Secured Services) or interfere with any other party's use and enjoyment of any Members 1st FCU Web Site and Online Secured Services(s). You may not attempt to gain unauthorized access to any Members 1st FCU Web Site and Online Secured Services, other accounts, computer systems or networks connected to any Members 1st FCU Web Site and Online Secured Services, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Members 1st FCU Web Site and Online Secured Services.

Your rights to use materials on this Web Site are limited by law. All information on this site is protected by copyright laws of the United States and other countries. Visitors to this Web Site may download a copy of materials on this site to a single computer for personal, non-commercial home use as long as all copyright, trademark or other proprietary notices are included in the material that is downloaded. Visitors to this site are prohibited from reproducing, redistributing, republicizing or retransmitting, any materials posted at this Web Site without the prior written permission of Members 1st Federal Credit Union. You agree with Members 1st FCU that the statutes and laws of the Commonwealth of Pennsylvania, without regard to its conflicts of law principles will apply to all matters regarding use of this Web site. Accessing materials on this Web site from territories where these contents are illegal is prohibited and those who access this Web site do so on their own initiative and are responsible for compliance with local laws. Members 1st FCU makes no representation that materials contained on this Web site are appropriate or available for use in other locations.

Members 1st FCU reserves the right, at its sole discretion, to terminate your access to the Members 1st FCU Web Site and Online Secured Services and the related services or any portion thereof at any time, without notice. Other restrictions may apply.

Members 1st FCU may also terminate or suspend your access to Members 1st FCU Web Site and Online Secured Services for inactivity, which is defined as failing to log into a particular service for an extended period of time, as determined by Members 1st FCU. Upon termination of the Members 1st FCU Web Site and Online Secured Services, your right to use the Members 1st FCU Web Site and Online Secured Services immediately ceases.

All contents of the Members 1st FCU Web Site and Online Secured Services is: Members 1st FCU. All Rights Reserved and/or its suppliers, 5000 Marketplace Way, Enola, PA 17025. Any rights not expressly granted herein are reserved.

Internally, we restrict access to nonpublic personal information about you to those employees who have specific business purposes for using it. Our employees are trained on the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.