Boat Loans

Boat Loans & Financing

Ready to sail the seas? We've got you covered. We offer low rates that make getting away from it all more affordable than ever.

Apply Online Calculate Your Loan

Get outside—on any budget

With flexible options and no hidden fees, it's easier than you ever thought possible.

Icon of a thumbs up in an award
Get Pre-Approved

Take the guesswork out of financing your boat, RV, ATV, snowmobile, or jet ski. By applying before you shop, you'll know exactly what you can afford.

Icon of a location pin
One-stop Shopping

Apply on site for your loan through Members 1st when you shop at our dealership partners throughout Pennsylvania.

Icon of an x in a circle
No Prepayment Penalties

Want to pay off your loan ahead of schedule? That's awesome. We'll never penalize you for paying early.

Icon of a percentage symbol
Discounts for Loyal Members

There are a number of ways to save with a loan from Members 1st—like discounted interest rates through our Member Loyalty Rewards program.

rates
Rates As Low As

12 Months 9.54% APR
24 Months 9.54% APR
48 Months 9.79% APR
72 Months 10.29% APR
View All Rates
Calculate

Explore your options with our boat and RV loan calculators.

View Calculators

Red star icon for becoming a member

Still have questions?

We’re here to help you get answers. Give us a call or stop by a branch.

Call our team Find your branch
We're Here to Help

Getting Ready for Life's Moments and Milestones

Visa Signature® Card

Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.

Get Started

Buying a House

Your home will likely be the biggest investment you ever make. Here’s everything you need to know—and who to talk to if you’d like some personalized guidance.

Get Started

Goal Savings

Save for big plans—a little at a time. With great rates and powerful in-app tools, it’s never been easier to set (and achieve) your long-term goals.

Get Started

Protect

Protecting what you care about shouldn’t be complicated or unaffordable. We offer a full range of personal, group, auto, health, and life insurance plans through the most respected insurance companies in the business.

Get Started

Hit the Road

Hear that? It’s the open road calling. Here’s how to get an auto loan quicker and smarter.

Get Started

Off to College

Welcome to the start of a new beginning! Here's how to avoid student loans and make the most of saving for college.

Get Started

Please be aware that by continuing you will be leaving www.members1st.org and viewing content from another website.

For your protection please be advised that public Internet email is not secure. Various links within our web site allow you to submit information to us by public Internet email. Please DO NOT provide personal or account information through public email or submit any personal information that would compromise your identity including your account number, social security number, credit card numbers, electronic services PINs, passwords or mother's maiden name. Members 1st will not respond via public Internet email to requests-for-account-information or account activity. Please contact Customer Service with these types of requests at (800) 237-7288 or (717) 795-6049.