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Build the home you’ve always imagined.
For over 75 years, Members 1st has been serving your local community with the tools and support our members need to achieve their financial goals. As your trusted credit union, we’re committed to offering competitive rates, customized service and a focus on what matters most—your financial success.
Whether you’re laying the foundation or adding the finishing touches, we’re here to guide you every step of the way when building your new home—turning your vision into reality.
Amy Good
gooda@members1st.org
Have you found the perfect spot for your future dream home? A land loan can help you lock it in now and build when the time is right.
Borrow Wisely
New homeowners are often surprised by the costs of owning a home. Your mortgage is one thing, but what else adds to homeownership expenses?
Borrow Wisely
They can help you save on home repairs and protect your investment. But do you need both?
Borrow Wisely
Searching for your dream home but haven’t found it yet? Building a home customized the way you like could be your answer.
Borrow Wisely*Sample terms: If you borrow $300,000.00 at 7.305% APR with a 30-year term, your estimated monthly payment may be $1,970.79 for principal and interest. The payment amount does not include taxes and insurance and the actual payment may be greater. Annual percentage rate at a 100% loan to value.
1Members 1st FCU must be in a first lien position. Member Loyalty Rewards may apply. Minimum 1% borrower contribution towards closing costs, pre-paids or minimum reserve requirements. Gift funds are permitted to meet minimum borrower contribution. Two months’ reserves required or residual monthly income equal to the monthly mortgage payment including principal, interest, taxes and insurance. An interior and exterior residential appraisal will be required. Flood determination is required. Escrows for taxes, insurance and flood insurance (if applicable) is required and the monthly payment will be greater. Monthly Borrower Paid Mortgage Insurance - 25% coverage with Genworth only. Nontraditional credit and non-occupant co-borrowers are ineligible. Ask for details.
