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1st Defense Checking
Stay connected to family and friends with 1st Defense™ checking. When you pay your cell phone bill through your account*, you're covered for accidental damage, theft and more.
Your phone is essential—make sure it’s covered. With cell phone protection through your 1st Defense™ checking account, you get built-in peace of mind against theft and damage.
Reimbursement for repair or replacement costs if your phone is stolen or damaged—whether you're in the U.S. or abroad. A $50 deductible applies per claim.
You're covered for up to two claims every 12 months, with a maximum of $1,000 in total benefits per eligible account.
Protection for up to four phones that are on your cell phone bill when you pay using your 1st Defense™ checking account.
*Cellular telephone bill must be paid using your 1st Defense(TM) checking account.
¹Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Guide to Benefit and insurance documents can be found online through your Members 1st Online Banking or Mobile App. Insurance Products are not insured by the NCUA or any federal government agency; they are not a deposit of or guaranteed by the credit union or any credit union affiliate.
