1st Defense™ Checking

Credit Monitoring*

Your credit matters—monitor it daily and make smarter financial decisions with powerful tools at your fingertips. With your 1st Defense™ checking account, you’ll gain insight, alerts and real-time access to your credit profile.

Get 1st Defense™ Checking Now

Stay Informed, Stay Empowered

Image containing a stack of credit cards
Daily Credit Monitoring

Stay ahead of suspicious activity with daily monitoring of your TransUnion credit file. Receive automated alerts whenever there are key changes to your credit report*.

Credit Score Tracker and Simulator

Track changes in your score over time and see how financial decisions may impact it. The Credit Score Tracker¹,² and Credit Score Simulator¹ help you plan ahead with confidence.

Image containing a woman holding a credit card and a mobile phone
Access Your Credit Report and Score

Get the ability to request your TransUnion credit report and credit score¹ every day—giving you constant visibility into your credit health.

*Registration/Activation required.

¹You will have access to your credit report and score provided your information has been verified by the CRA. Credit score is a VantageScore 3.0 based on Transunion data. Third parties may use a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to your score daily. 

²Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each day to be plotted on your Credit Score Tracker graph.   

Please be aware that by continuing you will be leaving www.members1st.org and viewing content from another website.

For your protection please be advised that public Internet email is not secure. Various links within our web site allow you to submit information to us by public Internet email. Please DO NOT provide personal or account information through public email or submit any personal information that would compromise your identity including your account number, social security number, credit card numbers, electronic services PINs, passwords or mother's maiden name. Members 1st will not respond via public Internet email to requests-for-account-information or account activity. Please contact Customer Service with these types of requests at (800) 237-7288 or (717) 795-6049.