1st Defense™ Checking

Identity Theft Expense Reimbursement¹

1st Defense™ checking delivers comprehensive identity protection with up to $25,000 in restoration coverage, weekly financial support during recovery and automatic enrollment—creating a powerful shield for your finances and peace of mind from the moment you open your account.

FORTRESS FOR YOUR FINANCES AND FUTURE

Identity theft expense reimbursement can provide financial relief by covering costs related to restoring your identity including legal fees, lost wages and credit report expenses.

Image containing a woman holding a credit card and a mobile phone
$25K Recovery Reimbursement

Financial protection and support with up to $25,000 per policy period for identity restoration expenses, giving you what you need when you need it the most.

EFFORTLESS ENROLLMENT

Enjoy automatic protection from day one! You are fully covered the moment you open your 1st Defense™ checking account, with no extra applications or paperwork required.

LIVING EXPENSE SUPPORT

Help yourself stay financially stable during recovery with weekly benefits including $1,000 for lost wages (up to five weeks), $1,000 for travel expenses (up to five weeks) and $1,000 for elder or childcare per 12-month period.

¹Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Guide to Benefit and insurance documents can be found online through your Members 1st Online Banking or Mobile App. Insurance Products are not insured by the NCUA or any federal government agency; they are not a deposit of or guaranteed by the credit union or any credit union affiliate.  

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For your protection please be advised that public Internet email is not secure. Various links within our web site allow you to submit information to us by public Internet email. Please DO NOT provide personal or account information through public email or submit any personal information that would compromise your identity including your account number, social security number, credit card numbers, electronic services PINs, passwords or mother's maiden name. Members 1st will not respond via public Internet email to requests-for-account-information or account activity. Please contact Customer Service with these types of requests at (800) 237-7288 or (717) 795-6049.