Visa Cards

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REWARDSVisa Signature Rewards Card
REWARDSVisa Platinum Rewards Card
LOW RATEVisa Platinum Low Rate Card
SECUREDVisa Platinum Secured Card
APPLY ONLINE apply now apply now apply now apply now
MAIN REWARD(s) 1.5% Cash Back on all Purchases or 1.5 Points on all Purchases. 2% Cash Back on all Gas & Groceries. 1% Cash Back on all other Purchases. This card offers a competitive low rate. This product is secured by funds in a savings share. This product can be intended for a credit builder or re-builder program.
VARIABLE RATE checkmark checkmark checkmarkBest Rate checkmark
(Minimum line of credit $5,000)
(Minimum line of credit $500)
(Minimum line of credit $500)
$5,000 Aggregate limit for a single member
(Minimum line of credit $300)
DISCLOSURE Signature Rewards Disclosure Platinum Rewards Disclosure
Platinum Points Disclosure
Platinum Low Rate Disclosure Platinum Secured Disclosure
Promotions & Regular Rate
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(whichever is greater)
2% or $20 2% or $20 2% or $20 3% or $30
NO ANNUAL FEE checkmark checkmark checkmark $25.OO
PAY AHEAD OPTION checkmark checkmark checkmark  
Member Loyalty Rewards Participation checkmark checkmark checkmark  
Auto Rental Collision Damage Waiver Program checkmark checkmark checkmark  
Warranty Manager Services checkmark checkmark checkmark  
Travel & Emergency Services checkmark checkmark checkmark  
Emergency Medical/Dental Coverage checkmark      
Trip Cancellation and Interruption checkmark      
Visa Signature® Concierge checkmark      
FREE online access through checkmark checkmark checkmark checkmark
Multiple Auto Payment Options
(Fixed Amount, Minimum Pay or Pay in Full)
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With Mobile Banking and your smartphone, WE ARE ALWAYS OPEN!

*Complimentary service available 24/7 that will assist members with purchases including hotel reservations, booking tickets and the purchase of many other goods and services with the use of the Visa Signature® card. For concierge assistance call: (833) 208-3214.

The credit union makes loans and extends credit without regard to race, color, religion, national origin, sex, handicap, or familial status.

All products and services represented on this page are not NCUA-insured, are not guaranteed by this financial institution, are not obligations of this financial institution, and involve risk including possible loss of principle.

About the application

The loan application process should take approximately 5 minutes to complete. We may need additional information to complete your request, such as:

  • Income Verification
  • Signed Application
  • Members 1st Account
  • For non-members, you'll be required to join Members 1st. By doing so, you'll be able to easily check your loan status at any time.


We're Here to Help

Getting Ready for Life's Moments and Milestones

Visa Signature® Card

Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.

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Protecting what you care about shouldn’t be complicated or unaffordable. We offer a full range of personal, group, auto, health, and life insurance plans through the most respected insurance companies in the business.

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Buying a House

Your home will likely be the biggest investment you ever make. Here’s everything you need to know—and who to talk to if you’d like some personalized guidance.

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Goal Savings

Save for big plans—a little at a time. With great rates and powerful in-app tools, it’s never been easier to set (and achieve) your long-term goals.

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Hit the Road

Hear that? It’s the open road calling. Here’s how to get an auto loan quicker and smarter.

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Off to College

Welcome to the start of a new beginning! Here's how to avoid student loans and make the most of saving for college.

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For your protection please be advised that public Internet email is not secure. Various links within our web site allow you to submit information to us by public Internet email. Please DO NOT provide personal or account information through public email or submit any personal information that would compromise your identity including your account number, social security number, credit card numbers, electronic services PINs, passwords or mother's maiden name. Members 1st will not respond via public Internet email to requests-for-account-information or account activity. Please contact Customer Service with these types of requests at (800) 237-7288 or (717) 795-6049.