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Members 1st Federal Credit Union offers competitive credit options like the Visa Platinum Rewards card to put you in control of your expenses. Apply online to get started today!
A cash back card is your key to lower prices everywhere you shop. The Visa Platinum Rewards card offers competitive cash back and interest, plus low minimum payments. Use the gas and grocery card to:
Life's expenses add up. Wouldn't it be nice if everything you bought was on sale? With the Visa Platinum Rewards card, there's always a discount. Every purchase you make earns 1% cash back*, and you earn even more for some of your largest weekly expenses. Gas and groceries accrue 2% cash back*, taking the edge off travel expenses and household supply costs. Plus, you'll experience conveniences like travel and emergency services and online card access—all with zero annual fees.
Apply for a Visa Platinum Rewards card with Members 1st for:
1% cash back on any purchase*
2% cash back on all Groceries and Gas*
Line of credit up to $50,000
Monthly payments as low as $20*
Digital banking and online card access
*See Visa Platinum Rewards disclosure for more information.
What is the interest rate?
Visa Platinum Rewards cards are available at competitive interest rates—view current rate information here.
What are the minimum and maximum credit lines?
You'll start with at least $500 and qualify for up to $50,000.
Are there annual frees?
Nope, this card is annual fee-free.
What do I do if I lose my cards?
If your card is lost or stolen, call (833) 269-2621 to report it to a Card Services expert. Then, you can request a new card for a low $10 fee.
What is the minimum monthly payment?
Pay as little as 2% or $20 each month.
How do I pay my balance?
We offer convenient online and mobile payment options. You can also visit us in person if you'd prefer.
Do late fees apply?
Late fees apply for payments that come in more than five days past due. The fee is up to $27 the first time but up to $37 for other missed payments in the following six months.
You can begin using the Visa Platinum Rewards credit card by completing a quick online application. You must be a part of our family to apply, so become a member today and apply for a Visa Platinum Rewards card when you're ready!
