HERE'S HOW IT WORKS
The more friends you refer, the more rewards you can earn. You can earn up to $500 per calendar year!
- REGISTER
Sign up to get your unique referral link.
- REFER
Share your link via social media, email or text it to your BFFs.
- REWARD
Your friend becomes a member² and you both earn a $50 Amazon eGift Card.
- REPEAT
Keep referring friends to earn up to $500 in rewards.
KEEP TRACK OF YOUR REFERRALS
Stay on top of your rewards! Simply sign in to online banking from your desktop or mobile device, go to “My Profile” and select “My Referrals.” Your dashboard will show your referral count, reward status and progress—all in one place!

COMMON QUESTIONS
Any current member of Members 1st can refer friends or family who are not yet members and earn rewards. If you have specific questions regarding eligibility or need clarification, please contact us at (800) 237-7288.
For each friend you refer who becomes a member using your referral link, both you and your friend will receive a $50 Amazon eGift Card. You can earn up to $500 in Amazon eGift cards per calendar year through successful referrals.
To enroll, simply click “Get Started” at the top of this page or click here. You’ll be prompted to sign in to online banking. After signing in, you’ll be directed to the program registration page, where you can enter your name and email address. Once registered, you’ll receive your unique referral link to share with friends. You can also access the registration page anytime in Online Banking by navigating to My Profile > My Referrals.
You will receive an email with instructions for redeeming your gift card within seven days of your friend successfully opening an account using your referral link. If you have any issues with redeeming your gift card, please follow the instructions provided in the email you received or contact us at (800) 237-7288.
To be eligible for the reward, your friend must use your unique referral link when opening their account.
Yes, referred friends must meet the eligibility criteria for opening a new Members 1st account and must not have been a member within the past 12 months. They must also use your unique referral link during the application process to qualify for the reward.
To be eligible for the reward, your friend must use your unique referral link during the account opening process.
¹Members 1st Digital Referral Program Terms and Conditions
Program Requirements
- Any existing member in good standing can participate by sharing their personal link. Upon sharing, you will become a referrer (“Referrer/s”) and will be given a unique web link to share with friends and family who are not already a member of Members 1st (“Friends”) and who are happy to receive the link from you.
- Friends must use the link to register their details and join Members 1st. Friends consent to communication of confirmation of membership to the Referrer.
- Referrer and Friend will each receive their reward subject to these Terms & Conditions.
- The Offer cannot be used in conjunction with any other offer.
- Referrers' and Friends' ("Users") personal data will be collected, stored and processed for the purposes of administering and assessing the Promotion. Members 1st will comply with all requirements of the Gramm-Leach-Bliley Act, Regulation P, and all other pertinent federal and state privacy laws.
- Members 1st reserves the right to suspend, cancel or amend the Promotion and/or review and revise these terms and conditions at any time without giving prior notice and by continuing to take part in the Promotion subsequent to any revision of these Terms & Conditions, Users shall be deemed to have agreed to any such new or amended terms.
- The Promotion is in no way sponsored, endorsed or administered by, or associated with, X or Facebook or any other form of social media. By entering this Promotion, Users are providing information to Members 1st and not to X or Facebook and agree to release X and Facebook from any liability associated with the Promotion.
- Eligibility of prospective member is subject to verification.
- Current members and joint owners do not qualify as prospective members.
- Associates, volunteers and officials of Members 1st are not eligible.
- The following account types are not eligible for payout under this Promotion:
- Youth Club Accounts
- Business Accounts
- Custodial Accounts
- Trust Accounts
- Estate Accounts
- Burial Reserve Accounts
- Donation Accounts
- Public Funds Accounts
- IOLTA Accounts
- Bonuses will be reported to the IRS for income tax purposes. Members 1st will issue you a 1099 or other appropriate tax form.
Qualifying Action
A “Qualifying Action” is defined as all of the following:
- The Friend joining and accepting membership at Members 1st
- $5 is required to open account and must remain in account until closure
²Prospective members must meet current eligibility requirements.