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Trying to find the right credit card for you? Imagine what you could do with a low interest rate and low monthly payment requirement. At Members 1st Federal Credit Union, we give our members the power to buy what they need when they need it, with little risk. Apply today or become a member to access our Visa Platinum Low Rate credit card.
A low interest rate credit card is a powerful financial tool that gives you the flexibility to:
The Visa Platinum Low Rate card is a convenient option for your expenses.
Benefits include:
Low monthly payments: Pay as little as $20 or 2% of your balance each month*.
Generous credit limits: Spend with a $500 minimum and $50,000 maximum credit allowance.
Best-available interest rates: Qualify for a competitive interest rate—view rates here.
Amazing rewards: Unlock Members 1st Loyalty Rewards over time.
Convenient access: Manage your card online and use it for travel or emergency purchases.
*See Visa Platinum Low Rate disclosure for additional information.
How do I submit payments?
You can pay your credit card balance online or at a Members 1st branch in your area. You can also set up automatic payments from your Members 1st account.
Will I be charged for late payments?
We do charge late fees for payments that come in five or more days past the due date. The late fee is up to $27 for the first instance.
How do I replace a lost or stolen card?
Everyone loses a credit card occasionally, and that's okay! Just report your lost card by calling (833) 269-2621 and request a new one for $10.
Can I use my card outside of the country?
Yep! This card comes with travel and emergency options.
Is there an annual fee?
Nope, this card is free.
Will my interest rate change?
Yes, you'll receive a variable interest rate that adjusts with the Prime Rate, the lowest rate on the market.
How do I raise my credit limit?
Your credit allowance will increase as you repay your balance. We allow the most credit to members with a consistent history of using their cards and submitting payments.
Members 1st offers credit cards with low interest rates like the Visa Platinum Low Rate card. If you're ready to get started, you can apply online in minutes. You must be a member to qualify for the Visa Platinum Low Rate card through Members 1st, so open an account today!
