Loading…
It takes credit to build credit. Fortunately, there's a safe option for individuals looking to elevate their scores. At Members 1st Federal Credit Union, we offer the Visa Platinum Secured card for establishing or improving credit scores. Apply online today!
The Visa Platinum Secured credit card is a powerful financial tool for individuals ready to bump up their credit scores. This card grants up to $5,000 with a competitive interest rate and low monthly payment requirement. If building or re-building credit is your goal, use the Visa Platinum Secured credit card through Members 1st for:
There are many ways to benefit from a secured credit card meant to improve your standing:
Afford important purchases: Trust that you have the financial backing for sudden expenses.
Build credit from the ground up: Repay your balance to establish a favorable credit history that will help you qualify for larger credit lines and loans.
Return to good credit standing: Exercise good financial habits with a secure credit card to raise your score.
Manage your balance wherever you are: Use our digital banking tools to manage your balance and control your card at any time.
*See Visa Platinum Secured disclosure for additional information
How much can I spend?
You can spend up to your credit limit. Your credit limit will range from $300-$5,000 depending on your qualifications.
How do I raise my credit limit?
You'll qualify for a higher credit limit as you use your card and submit payments.
How do I pay my balance?
You can submit payments online through our Members 1st digital banking services or in person at a nearby branch.
What is my interest rate?
The interest rate for the Visa Platinum Secured card can be viewed here.
Will my interest rate change?
Yes, the Visa Platinum Secured card comes with a variable interest rate.
What about late fees?
You may be subject to a late fee for payments you submit five or more days past the due date. You can learn more about late fees on the disclosures page.
Do I need to report a lost or stolen card?
You should call (833) 269-2621 to report your case to a Card Services associate.
How do I replace my card?
You can request a replacement online or at a local Members 1st branch for a $10 fee.
What if I'm traveling outside of my state or country?
The Visa Platinum Secured card is only available to use inside the United States.
Is there an annual fee?
There is a low $25 annual fee to maintain your Visa Platinum Secured card.
You can begin using the Visa Platinum Secured credit card by completing a quick online application. You must be a part of our family to apply, so become a member today and apply for a Visa Platinum Secured card when you're ready!
