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With Members 1st Federal Credit Union, you can access a credit card that's absolutely perfect for you. The Visa Signature Rewards card gives competitive cash back with every purchase, plus perks like low interest and low monthly payments. Apply online or through a Members 1st branch in your neighborhood.
The Visa Signature Rewards card is a cash back credit card available through Members 1st. Each time you make a purchase using your Visa Signature Rewards card, you'll earn a small refund that adds up over time.
The Visa Signature Rewards card offers 1.5% cash back or 1.5 points on any purchase. If you spend $100 on dinner and a movie, you'll earn $1.50 toward your balance instantly. Spend $1,000 on a new television and earn $15 back right away.
The Visa Signature Rewards card gives you an instant discount on any purchase, making it a great tool for short-term expenses. Repay your balance through your Members 1st account to build your credit score and qualify for a higher credit limit.
Instant 1.5% cash back*
Credit lines starting at $5,000
Low 2% monthly payments*
Exclusive event presale access through Sofar Sounds
*See Visa Signature Rewards disclosure for more information.
What is the interest rate?
You'll qualify for a competitive Annual Percentage Rate (APR) depending on credit worthiness—view current rates here.
What are the minimum and maximum credit lines?
The Visa Signature Rewards card has a minimum credit limit of $5,000 and a maximum credit limit of $75,000.
Are there annual fees?
Nope, use your card without annual fees.
What do I do if I loose my card?
If your card is lost or stolen, call (833) 269-2621 to report it to a Card Services expert. Then, you can request a new card for a low $10 fee.
What is the minimum monthly payment?
We offer affordable monthly payments as low as $20 or 2% of your balance*.
How do I pay my balance?
You can pay your balance using our digital banking tools or at a local Members 1st branch.
Do late fees apply?
Yes, there is a fee for payments that come in more than five days from the due date. The fee for the first offense is up to $27 and rises to $37 for subsequent missed payments over the following six months.
Existing members can apply for a Visa Signature Rewards card online. If you're new to Members 1st, open an account online in just a few quick steps.
