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There's a lot more to personal finance than most of us ever learned in school. Our blog is here to help you hone your skills on the finer points of saving money, borrowing wisely, and charting a course for your future.

House Hunting Tips

Searching for homes can be stressful, whether you are a first-time homebuyer or looking for a new house. There are a lot of things to know, like how much you should offer, what you need to do to be approved to purchase and even what you want in your next home. Going in with a plan can make things a lot easier. …

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Health Savings Accounts (HSAs) Explained

There are a lot of things that you don’t learn about until you’ve entered the workforce and are on your own for health insurance. All the options can be overwhelming. We are going to break down one of those options, Health Savings Accounts or HSAs, to help you gain a better understanding of what they are, how to use them and how you can benefit from having one. …

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Traditional vs. Roth IRAs: What's the Difference?

It's important to make sure you have the right type of Individual Retirement Account (IRA) now to help you meet your retirement goals.…

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Finances and Your Mental Health: An Interview with Dr. John Delony

29% of Americans reported having “unmanageable” levels of debt in 2023 according to the Financial Health Pulse 2023 U.S. Trends Report. That is over 97 million people, or Beaver Stadium (Penn State’s football stadium) filled 915 times. We sat down with Dr. John Delony from Ramsey Solutions to talk about the correlation between money and mental health and ways to alleviate some of that stress. …

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The Importance of Fraud Risk Management: How to Identify Invoice Scams

Invoice fraud involves submitting fake or illegitimate invoices, often with convincing documentation, to trick you into making an unauthorized payment. Fraudsters will take steps to make their fake…

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Maximize Your Vacation: Leveraging Personal Loans for Stress-Free Travel

Think about how you usually pay for a vacation. Chances are you saved money all year or put the entire trip on a credit card. If you throw the whole trip on a credit card, you probably aren’t really…

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Unlocking Your Home’s Hidden Potential: You Can Use a Home Equity Line of Credit for WHAT?!

Most of the time when someone hears “Home Equity Line of Credit” (HELOC) they think of home renovations. But you can use our Home Equity Freedom Line of Credit to do so much more! Some of the ways you…

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How to Avoid Fraud Texts and Scam Calls

U.S. consumers lost $330 million to fraudulent texts in 2022, according to the Federal Trade Commission (FTC). That number is more than double the amount from the prior year! Not only are fraudsters…

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Taking Care of Yourself Means Taking Care of Your Finances

Self-care is all the rage these days, as it should be! While many associate self-care with getting enough rest, a balanced diet and physical well-being, it is essential to recognize that caring for…

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