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There's a lot more to personal finance than most of us ever learned in school. Our blog is here to help you hone your skills on the finer points of saving money, borrowing wisely, and charting a course for your future.

Finances and Your Mental Health: An Interview with Dr. John Delony

29% of Americans reported having “unmanageable” levels of debt in 2023 according to the Financial Health Pulse 2023 U.S. Trends Report. That is over 97 million people, or Beaver Stadium (Penn State’s football stadium) filled 915 times. We sat down with Dr. John Delony from Ramsey Solutions to talk about the correlation between money and mental health and ways to alleviate some of that stress. …

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The Importance of Fraud Risk Management: How to Identify Invoice Scams

Invoice fraud involves submitting fake or illegitimate invoices, often with convincing documentation, to trick you into making an unauthorized payment. Fraudsters will take steps to make their fake…

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Maximize Your Vacation: Leveraging Personal Loans for Stress-Free Travel

Think about how you usually pay for a vacation. Chances are you saved money all year or put the entire trip on a credit card. If you throw the whole trip on a credit card, you probably aren’t really…

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Unlocking Your Home’s Hidden Potential: You Can Use a Home Equity Line of Credit for WHAT?!

Most of the time when someone hears “Home Equity Line of Credit” (HELOC) they think of home renovations. But you can use our Home Equity Freedom Line of Credit to do so much more! Some of the ways you…

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How to Avoid Fraud Texts and Scam Calls

U.S. consumers lost $330 million to fraudulent texts in 2022, according to the Federal Trade Commission (FTC). That number is more than double the amount from the prior year! Not only are fraudsters…

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Taking Care of Yourself Means Taking Care of Your Finances

Self-care is all the rage these days, as it should be! While many associate self-care with getting enough rest, a balanced diet and physical well-being, it is essential to recognize that caring for…

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Maximizing Your Tax Preparedness: A Checklist for a Stress-Free Tax Season

Tax season is here! If you are not sure where to begin, don’t sweat it—we’ve got you covered! Use our tax preparation checklist to take the stress out of filing. 1. Save the Date The 2024 tax filing…

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Unlocking Financial Flexibility: Our Skip-A-Payment Service Explained

Managing your finances is no small task. You can create budgets, make a savings plan and even cut out buying unnecessary things. But what happens when you need more flexibility? Life can sometimes…

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Unlocking the Power: Get the Most Out of Your Membership by Maximizing Your Benefits

Do you know about all the great benefits that come with a membership here at Members 1st? Not only do you get unparalleled service, but you also get to take part in exclusive member-only events, like…

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