Visa Debit

Contactless cards

With a debit card from Members 1st, everyday spending couldn't be simpler. Shop anywhere Visa is accepted, make purchases safer and more conveniently, withdraw fee-free from thousands of ATMs, and track your spending in our mobile app.

What do you want from your card?

From contactless technology to overdraft protection, get ready to raise your standards.

Icon of a hand holding a coin
Contactless cards

When you use your contactless debit card, you have the option to simply tap and go. We've added this extra layer of protection for all of our members to take advantage of.

Icon if a shield witha  dollar sign and checkmark
Enhanced security

By choosing "credit" when you pay, you add an extra layer of safety to every purchase. Also known as zero liability protection, this simple step automatically protects you from incorrect or double charges.

Icon of a shield with a dollar sign
Free overdraft protection

It's easy to make sure you're never charged overdraft fees with our free overdraft protection—simply link your debit card checking account to a savings or your money market. 

Icon of a hand with a credit card
Surcharge-free ATMs

Choose from a network of tens of thousands of surcharge-free ATMs across the country. We don't charge members a fee for using our ATM.

Visa® Checkout

Visa Checkout makes buying online safe and easy. Shop from hundreds of America's most popular retailers without entering your personal information.

Enroll in minutes
Icon of a wallet with cash Image containing a woman holding a credit card and a mobile phone
Mobile wallet compatible

Streamline checkout, boost security, and earn bonus rewards—our Visa cards integrate with Apple Pay®, Android Pay™, Samsung Pay® and PayPal OneTouch™.

Learn More
Icon of a thumbs up
Our app has it all

Need to manage your money on the go? It's never been easier. With our mobile app, you can easily check balances, make transfers, make mobile deposits, set up alerts, and more.

Download our app

Common Questions

Ordering a new debit card is easy to do. Simply stop by any branch and we'll issue you a new card immediately.

When you activate your debit card, you will be prompted to change your PIN. When selecting your PIN, please know that this PIN can be the same PIN that you previously had, or you can change it to something else.

Use online banking or our mobile app to set up card controls. We offer card controls where you can lock your card in real time in the event your card is lost or stolen. You can also set up alerts pertaining to transactions and merchants to help you monitor spending.

Good question! This is really up to you, but by choosing “credit” when you pay, you add an extra layer of safety to every purchase. Also known as zero liability protection, this simple step automatically protects you from incorrect or double charges.

Red star icon for becoming a member

Get started online

Or, you can always stop by your local branch. Either way, opening your account takes just a few minutes.

We're Here to Help

Getting Ready for Life's Moments and Milestones

Visa Signature® Card

Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.

Get Started

Buying a House

Your home will likely be the biggest investment you ever make. Here’s everything you need to know—and who to talk to if you’d like some personalized guidance.

Get Started

Goal Savings

Save for big plans—a little at a time. With great rates and powerful in-app tools, it’s never been easier to set (and achieve) your long-term goals.

Get Started


Protecting what you care about shouldn’t be complicated or unaffordable. We offer a full range of personal, group, auto, health, and life insurance plans through the most respected insurance companies in the business.

Get Started

Hit the Road

Hear that? It’s the open road calling. Here’s how to get an auto loan quicker and smarter.

Get Started

Off to College

Welcome to the start of a new beginning! Here's how to avoid student loans and make the most of saving for college.

Get Started

Please be aware that by continuing you will be leaving and viewing content from another website.

For your protection please be advised that public Internet email is not secure. Various links within our web site allow you to submit information to us by public Internet email. Please DO NOT provide personal or account information through public email or submit any personal information that would compromise your identity including your account number, social security number, credit card numbers, electronic services PINs, passwords or mother's maiden name. Members 1st will not respond via public Internet email to requests-for-account-information or account activity. Please contact Customer Service with these types of requests at (800) 237-7288 or (717) 795-6049.