Personal Services

Ready to do more with your money?

If our members aren't on their way to financial success, we're not happy. So we offer a full suite of personalized tools, advice, and services—with low rates and lots of rewards. Financial health, here you come.

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Save

It all starts here. From setting up a safety net to hitting your long-term goals, we offer high rates and zero annual fees so you can grow your money faster. So, what are you saving for?

  • Certificates
  • Health Savings
  • IRAs
  • Savings & Club
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Spend

When you open a checking account with us, you'll be treated like family, not an account number. That means absolutely no hidden fees or minimum balance requirements, free bill pay, overdraft protection, and a contactless debit card for added security.

  • Checking
  • Visa Debit Cards
  • Courtesy Pay
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Borrow

Need to borrow money? Let's create a personalized plan that works for you—with terms and rates tailored to fit your budget. No prepayment penalties. No surprises. And friendly concierge service whenever you need a hand. That's just how we treat our members.

  • Auto Loan
  • Home Equity Loan
  • Personal Loan
  • Mortgage
  • Motorcycle Loan
  • Boat & RV Loan
  • Student Loan
  • Loan Payoff
  • Visa Credit Cards
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Invest

We love helping members hit their goals. It's why we offer personalized service and help planning for what’s next. What’s your goal?

  • Investment Planning
  • Retirement Planning
  • Estate Planning
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Protect

Protect what you love with a plan that fits your lifestyle. Our third-party insurance partners will provide you with excellent coverage options and unparalleled support.*

  • Lending Insurance
  • Personal Insurance
  • Long Term Care
  • Medicare
  • TruStage
  • Pet Insurance
  • Fraud Protection
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*Insurance products are offered and sold by third-party providers. Members 1st Federal Credit Union does not offer or sell insurance. Insurance products are not share accounts, obligations, nor are they guaranteed by Members 1st Federal Credit Union, or by any of its affiliates. Insurance products are not federally insured.

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Ready to get Rewarded?

Our members get 1.5% cash back (1.5 reward points) on every purchase they make with our Visa Signature® Rewards Card.

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Home Equity Rates

Your Home's Equity Opens Doors.

10-Year Fixed Rate as low as

5.99% APR*

*Annual Percentage Rate (APR).

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Visa Balance Transfer

Transfer your high-interest balance to our Visa credit card and start saving big.

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We're Here to Help

Getting Ready for Life's Moments and Milestones

 

Visa Signature® Card

Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.

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Protect

Protecting what you care about shouldn’t be complicated or unaffordable. Our third-party insurance partners offer a full range of personal, group, auto, health and life insurance plans through the most respected companies in the business.

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Buying a House

Your home will likely be the biggest investment you ever make. Here's everything you need to know—and who to talk to if you'd like some personalized guidance.

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Goal Savings

Save for big plans—a little at a time. With great rates and powerful in-app tools, it's never been easier to set (and achieve) your long-term goals.

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Hit the Road

Hear that? It's the open road calling. Here's how to get an auto loan quicker and smarter.

Get Started

Off to College

Welcome to the start of a new beginning. Here's how to avoid student loans and make the most of saving for college.

Get Started

 

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