Shares / Certificate Pledged Loans

Select Your Secured Loan

We appreciate the opportunity to assist with your lending needs!

What We Offer

Our Personal Secured Loans allow our members to use their funds on deposit with Members 1st to access funds at a low interest rate. Loans may be secured with Certificates of Deposit or funds in your Savings or Money Market accounts. Various terms are available and there are no fees for early repayment.

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Certificate of Deposit (CD) Secured Loan
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Share Secured Loan (Fixed Rate)
  • Fixed rate
  • Various terms available
  • No application fees
  • No prepayment penalties
  • For non-members, you'll be required to join Members 1st to meet eligibility requirements. 
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Share Secured Loan (Variable Rate)
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Tools and Resources

Member Value Protection Program

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For your protection please be advised that public Internet email is not secure. Various links within our web site allow you to submit information to us by public Internet email. Please DO NOT provide personal or account information through public email or submit any personal information that would compromise your identity including your account number, social security number, credit card numbers, electronic services PINs, passwords or mother's maiden name. Members 1st will not respond via public Internet email to requests-for-account-information or account activity. Please contact Customer Service with these types of requests at (800) 237-7288 or (717) 795-6049.