PROTECT WHAT YOU'VE WORKED HARD FOR
Select the coverage that best fits your business needs to get a quote.
General Liability
General liability insurance coverage protects your business against third-party claims of bodily injury, or damage to someone else’s property.
Professional Liability
Also known as malpractice and/or omissions insurance, professional liability insurance protects business owners from negligent mistakes caused by their professional services.
Business Property
Business property insurance provides coverage for the building in which you operate your business, including improvements you may make to a rented facility.
Commercial Auto
Commercial auto insurance is a liability and physical damage protection for vehicles, such as cars, trucks, and vans that are used for business.
Cyber Liability
Cyber liability helps you monitor and protect your company’s systems against damages incurred due to a data breach.
Commercial Excess Liability
Excess liability insurance, or Umbrella Insurance, provides an extra layer of protection against bodily injury and/or property damage.
Farm & Agricultural
Farm and Agricultural insurance provides coverage for your home and its contents as well as farm personal property like equipment, tools, irrigation equipment, harvested crops and more
Workers Compensation Insurance
This coverage includes broad property and liability coverages, as well as medical costs and lost wages for work-related injuries and illnesses.
Pollution Liability Insurance
Pollution insurance is a type of coverage created specifically to manage the costs associated with pollution clean-up and the use of hazardous materials. Some examples include liability claims for pollution-related injuries, illnesses or deaths.
Take Your Small Business to the Next Level
Are you self-employed or have 3 or fewer employees? We've partnered with CoverSmart so that you can access coverage from top-rated companies designed to suit your needs and your budget so that you can get a quote and purchase a policy in just a few minutes.
Get a QuoteWHAT OUR MEMBERS ARE SAYING:
*Insurance products are offered and sold by third-party providers. Members 1st Federal Credit Union does not offer or sell insurance. Insurance products are not share accounts, obligations, nor are they guaranteed by Members 1st Federal Credit Union, or by any of its affiliates. Insurance products are not federally insured.
COMMON QUESTIONS
There are many factors that are considered when your commercial insurance premium is determined, such as the safety or risks of your business practices. An agent through our third-party insurance partnership will meet with you to gather information about how your business operates and help you find coverage that best fits your business needs and your budget.
If you hire subcontractors/independent contractors to work with you, it is important they have their own insurance to cover the damages or injuries that may be caused on the job.
Business insurance protects you in activities where you provide a service or product to others for a price. Even if it is just considered a “hobby”; if it is provided to another person, you should have insurance to protect you, your assets and the “customer”. Examples can include, trade shows where you sell homemade items, offering lawn or personal care services at a cost, etc.
As a business owner, your business and personal life often intertwine. Having an agent that understands that is important. Click here to schedule a free consultation with one of our third-party insurance agents who have your best interests in mind.
Risk management services will evaluate your business as a whole to identify, assess and help your business mitigate those risks before they occur. Click here to contact one of our third-party insurance agents to learn more about how risk management can help you prepare for the unexpected.