While a personal loan is borrowed as a single lump sum, a personal line of credit establishes a credit limit. You can borrow within this limit, much like a credit card.

For non-members, you'll be required to join Members 1st to meet eligibility requirements. 



Personal lines of credit can be used for many of the same expenses as personal loans and they're also a popular choice for overdraft protection.

Your final loan rate may vary from what is advertised on our rate sheet as it is based on your personal credit history and current credit report. 

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The application process will take just a few minutes to complete. We may ask you for additional information to verify your income or your Members 1st account.

If you are not yet a member, don't worry. We'll sign you up as part of the process.* We can't wait to welcome you to the faM1ly.

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Getting Ready for Life's Moments and Milestones

Visa Signature® Card

Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.

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Buying a House

Your home will likely be the biggest investment you ever make. Here’s everything you need to know—and who to talk to if you’d like some personalized guidance.

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Goal Savings

Save for big plans—a little at a time. With great rates and powerful in-app tools, it’s never been easier to set (and achieve) your long-term goals.

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Protecting what you care about shouldn’t be complicated or unaffordable. We offer a full range of personal, group, auto, health, and life insurance plans through the most respected insurance companies in the business.

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Hit the Road

Hear that? It’s the open road calling. Here’s how to get an auto loan quicker and smarter.

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Off to College

Welcome to the start of a new beginning! Here's how to avoid student loans and make the most of saving for college.

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Available terms may be restricted by loan amount and/or credit score. Loans may be subject to other terms and conditions. See Rates for details.

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