Youth Club

Youth Club Savings Accounts

Ignite your child's financial future with Members 1st! Our youth club savings accounts, designed for ages 0 to 19, are the first steps towards empowering your child's dreams. Join us today to unlock a world of possibilities and set your child on the path to financial success.

Enter the Summer Savings Giveaway

Open a Youth Club Account between June 1 - 30, 2024, and be automatically entered into our Summer Savings Giveaway*. Three lucky winners will be randomly selected to win a direct deposit of $250, $150 or $75 into their Youth Club Account.

Start your child’s savings account now!*
two kids putting coins into a piggy bank


Kids 1st Club is our youth savings account for kids aged 12 and under. Your child will learn and grow by depositing money into a secure savings account through your local Members 1st branch and online through our digital banking experience. To make saving fun, we give kids a free piggy bank for opening an account. But the fun doesn’t stop there, each time they make a deposit of $5 or more at a local branch, they get to pick a toy from our treasure chest. It only takes $5 to get started, so open a Kids 1st Club account for your child today!

Get Started
a mother and daughter holding a debit card with a laptop in front of them


Our iMember Club account is a savings option for older kids between the ages of 13 and 19. With a $5 minimum deposit, your child can open a safe checking account where they can watch their money grow. Kids with an iMember Club account can qualify for a checking account, Visa debit card and more. Open an iMember Club account today!

Get Started


At Members 1st, we are on a mission to empower our youth members to understand their finances and master saving smarter. Teaching your child to save today will set them up for financial success in the future. When you're a part of our FaM1ly, you can take advantage of a simple, transparent first banking experience for your children. Open a youth club savings account to:

  • Teach financial responsibility: Opening a youth club account is an opportunity to form good financial habits. Your child can practice saving and spending with care.
  • Build financial literacy: Monitoring and managing a savings account will build your child's financial understanding and help them learn how to make their money grow.
  • Plant the seeds for success: Even the smallest acorns can become great oaks. By saving from a young age, your child can reach adulthood with a solid financial base. Our accounts start with a deposit of just $5.
  • Get great rates: Our youth saving's account rates are competitive and will help your children see their money grow.
  • Receive caring support: Receive financial education at your local branch or through our MyConcierge™ service.
  • Help oversee your child’s saving and spending habits: View and manage your child’s account using our digital banking features.
  • Save safely and securely: Protect your child’s savings inside an account federally insured by the National Credit Union Administration.

Common Questions

Open your account online or at a Members 1st branch near you. You must be a member to open an account, so apply today! 

A Kids 1st Club account can roll into an iMember Club account. Subsequently, an iMember Club account can become a standard savings account.  

Your child can withdraw or deposit funds at any time with your permission.  

Of course! You can see your child's balance by using our digital banking tools or stopping at a nearby branch. .

*MEMBERS 1ST FCU™ Summer Savings Giveaway

MEMBERS 1ST FCU™ - June 1, 2024

This Giveaway is in no way sponsored, endorsed, administered by, or associated with, Facebook ™, Twitter™, Instagram™, or LinkedIn™. MEMBERS 1ST FCU™ (“Sponsor”) is the sponsor of this Giveaway. You are providing your information to MEMBERS 1ST FCU™. The information provided will only be used for tax purposes.

Official Rules

Enter for a chance to win a $250, $150 or $75 deposit into your Youth Club Account by opening a Youth Club Account between June 1 and 30, 2024. A random drawing will choose three (3) winners on Monday, July 1, 2024, at 1:00 pm. To receive the Dream Big Giveaway prizes, the winner(s) must visit a branch of their choice and fill out and sign the following documents: an Affidavit, Release, and Waiver of Liability, Assumption of Risk, Indemnity Agreement, and fulfill the Giveaway requirements listed below.

Giveaway Requirements

  1. No purchase is necessary to win.
  2. The Giveaway is open to entrants 18 years or older, who reside in Pennsylvania and Maryland.
  3. The Giveaway will end at 11:59 p.m. (ET) on Sunday, June 30, 2024. Participation in this giveaway constitutes entrant’s full and unconditional agreement to these Official Rules and Sponsor’s decisions, which are final and binding in all matters related to the giveaway. Winning is contingent upon fulfilling all requirements set forth herein.
  4. Enter to win either a $250, $150 or $75 deposit into your Youth Club Account.
  5. A random drawing will choose three (3) winners on Monday, July 1, 2024, at 1:00 p.m. (ET). Each of the three winners will be randomly selected for the prize amounts of $250, $150, or $75.
  6. One (1) entry per person.
  7. Once selected, Members 1st will notify each winner by Tuesday, July 2, 2024, at 4:00pm (ET) by email or phone call.
  8. The winner(s) must provide valid identification, which includes a valid photo ID, and meet all the giveaway requirements.
  9. The odds of winning are contingent upon the number of entrants.
  10. The winner(s) must fill out the DocuSign documents within 24 hours of receiving the email containing a link to the DocuSign documents. These documents include the Affidavit, Release, and Waiver of Liability, Assumption of Risk, and Indemnity Agreement form and must be completed to receive the prize package or will be disqualification will result.
  11. If a winner cannot be reached through email or phone communication within 24 hours of being contacted, or if the potential winner cannot fulfill all requirements set forth herein, the potential winner forfeits the prize package. Another winner will be chosen at random from the entries received.
  12. This giveaway is subject to all applicable federal, state, and local laws and regulations—giveaway void where prohibited by law.
  13. All decisions of Members 1st regarding the giveaway are final.
  14. Members 1st may change the terms and conditions of or cancel or suspend this giveaway without prior notice.
  15. The winner(s) of the giveaway agree to publicity photograph(s) and allows Members 1st to share the photos and/or links they share with us in their comment submissions. These may be posted on social media channels and/or promotional materials without further compensation, where permitted by law.
  16. Associates, agents, and officials of Members 1st and immediate family members of any of these are not eligible to enter.
  17. Members 1st will verify all information and transactions.
  18. Facebook™, Twitter™, Instagram™, or LinkedIn™ are neither sponsors nor partners in this grand prize giveaway.
  19. By entering, the winner releases Facebook™, Twitter™, Instagram™ or LinkedIn™ of any liability and agrees to Facebook's™ Terms of Use.
  20. Once the winner is reached, fills out all required forms and documents, and accepts the prize package, a follow-up post on Facebook™, Twitter™, Instagram™ and LinkedIn™ will be scheduled to notify everyone of the winners.
  21. Bonus will be reported to the IRS for income tax purposes. M1st will issue you a 1099 or other appropriate tax form.
  22. The giveaway prize(s) that may be awarded to the eligible winner(s) are non-transferable, redeemable for cash, or exchangeable for any other prize.

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