Transfer Money
It's never been easier to transfer funds to and from your Members 1st accounts. Don't worry about visiting a branch—you can do it all from our mobile app and online banking 24 hours a day, 7 days a week.
Our Routing Number: 231382241
Know your options
Between Accounts
Transfer funds between your accounts or to another member's account, providing both parties' accounts are accessible via our app or online banking.
External Accounts
Transfer money from your Members 1st account to an account you may have at another financial institution.
Automatic Transfer/Payroll Deduction
Set up various allotments to go to your accounts, sub-accounts, your spouse or children's accounts, or to your Members 1st loan accounts. Print and complete a Payroll Automatic Transfer Distribution Form to get started. You may change your distributions at any time.
Domestic Wires
Send and receive domestic wire transfers, providing the following information to the sending financial institution:
- Name as titled on Members 1st account
- Checking, savings, loan or another account number to which the funds should be credited
- Our Routing/ABA Number: 231382241
- Our address: 5000 Marketplace Way, Enola, Pennsylvania 17025-2431
International Wires
For international transfers, be sure to instruct the sending financial institution to use a corresponding bank to facilitate the transfer to your account, as Members 1st is not part of the SWIFT network. Members 1st only receives U.S. currency.
Bill Pay
As a component of Members 1st mobile app and online banking, we offer the convenience of paying your bills without your having to write a check. Our Bill Pay service works in conjunction with our Checking Accounts.

Common questions
Bill Pay allows you to pre-schedule your bills, therefore they are paid in a timely fashion. You may schedule payments ahead of your due date or you can request same day payments providing they are scheduled before 11 a.m. that same day.
Free online Bill Pay is offered to all Members 1st Consumer Checking accounts. Free Bill Pay does not apply to Business Checking account.
Currently, our bill pay system may make your payments either electronically by transferring the payment directly to your payee or they may be made by a bill payment check that we print on your behalf and send to your payee. Electronic payments will be withdrawn from your account at either 4 a.m. and/or 11 a.m. Check payments will be withdrawn from your account when the check clears your account.
Be advised that our non-sufficient funds and Courtesy Pay fee will apply if there are not sufficient available funds to cover your electronic bill payments.
Open an account
You can open your account online in just a few minutes. Or if you like, stop by any of our branch locations and we can do it for you.