Long Term Care Insurance

Prepare for the long run

Most of us will need long term care later in life—and many vital services are not covered by Medicare or standard health insurance. Long term care insurance helps cover the costs of assisted living, nursing home care, or in-home help.

Affordable coverage, priceless benefits

Our trusted insurance partners work with top providers to offer excellent plans for our members, tailored to fit any budget.

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Keep your costs under control

Rather than spending your life's savings on long term care, the right insurance plan can protect your nest egg and your legacy.

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Wherever, whenever

Working with our trusted insurance partners means dealing with someone a few minutes down the road, not in a call center halfway across the country. Whenever you need a hand, an insurance expert will be here to help.

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Incredible selection, personalized

Our insurance partners will compare options from more than 140 carriers—the largest network in our state—to find your perfect plan. You can rest easy knowing you've got the best coverage out there, chosen just for you by an expert who understands your needs.

*Insurance products are offered and sold by third-party providers. Members 1st Federal Credit Union does not offer or sell insurance. Insurance products are not share accounts, obligations, nor are they guaranteed by Members 1st Federal Credit Union, or by any of its affiliates. Insurance products are not federally insured.

Common Questions

Most of us will need some type of long term care service in our lifetime due to cognitive or physical impairments. Planning now will help with the inevitable costs related to your care. A long term care policy will help you pay for many different services—personal care services, homemaker services, professional services such as a registered nurse, home health aide or therapist, assisted living, nursing home, and hospice care.

The costs of these services vary greatly and can add up quickly. Purchasing long-term care insurance now while you are younger and healthier allows for affordable premiums.

We're Here to Help

Getting Ready for Life's Moments and Milestones

Visa Signature® Card

Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.

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