Credit for Gas, Groceries & More
A cash back card is your key to lower prices everywhere you shop. The Visa Platinum® Rewards card offers competitive cash back and interest, plus low minimum payments. Use the gas and grocery card to:
Tackle your weekly expenses
Access a high credit limit that gives you the flexibility to buy what you need.
Prepare for your future
Build your credit score to qualify for a larger line or loan down the road.
Save every day
Save 1% on all purchases and 2% on gas and groceries.
Pay when it works
Pay as little as $20 each month or pay early to get ahead.
Cash Back Credit for Groceries & Gas
Life's expenses add up. Wouldn't it be nice if everything you bought was on sale? With the Visa Platinum® Rewards card, there's always a discount. Every purchase you make earns 1% cash back, and you earn even more for some of your largest weekly expenses. Gas and groceries accrue 2% cash back, taking the edge off travel expenses and household supply costs. Plus, you'll experience conveniences like travel and emergency services and online card access—all with zero annual fees.
Apply for a Visa Platinum® Rewards card with Members 1st for:
- 1% cash back on any purchase
- 2% cash back on all Groceries and Gas
- Line of credit up to $50,000
- Monthly payments as low as $20*
- Members 1st Loyalty Rewards
- Digital banking and online card access
*See Visa Platinum® Rewards disclosure for more information.
Frequently Asked Questions
You'll start with at least $500 and qualify for up to $50,000.
Nope, this card is annual fee-free.
Pay as little as 2% or $20 each month.
We offer convenient online and mobile payment options. You can also visit us in person if you'd prefer.
Late fees apply for payments that come in more than five days past due. The fee is up to $27 the first time but up to $37 for other missed payments in the following six months.
Ready to Apply?
You can begin using the Visa Platinum Rewards credit card by completing a quick online application. You must be a part of our family to apply, so become a member today and apply for a Visa Platinum Rewards card when you're ready!Apply Now