Visa Credit Card

Visa Platinum® Secured (Credit Builder Credit Card)

It takes credit to build credit. Fortunately, there's a safe option for individuals looking to elevate their scores. At Members 1st Federal Credit Union, we offer the Visa Platinum® Secured card for establishing or improving credit scores. Apply online today!

A Card for Building Better Credit

The Visa Platinum Secured credit card is a powerful financial tool for individuals ready to bump up their credit scores. This card grants up to $5,000 with a competitive interest rate and low monthly payment requirement. If building or re-building credit is your goal, use the Visa Platinum Secured credit card through Members 1st for:

Stimulating but secure limits

Access enough credit for important purchases while keeping debt manageable.

Gracious loyalty rewards

Accrue Members 1st Loyalty Rewards over time.

Low payment obligations

Pay as little as $30 or 3% each month*.

Reasonable interest rates

Benefit from a competitive variable interest rate.

Advantages of Credit Builder Credit Cards

There are many ways to benefit from a secured credit card meant to improve your standing:

  • Afford important purchases: Trust that you have the financial backing for sudden expenses.
  • Build credit from the ground up: Repay your balance to establish a favorable credit history that will help you qualify for larger credit lines and loans.
  • Return to good credit standing: Exercise good financial habits with a secure credit card to raise your score.
  • Manage your balance wherever you are: Use our digital banking tools to manage your balance and control your card at any time.
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*See Visa Platinum Secured disclosure for additional information

Frequently Asked Questions

You can spend up to your credit limit. Your credit limit will range from $300-$5,000 depending on your qualifications.

You'll qualify for a higher credit limit as you use your card and submit payments.

You can submit payments online through our Members 1st digital banking services or in person at a nearby branch.

The interest rate for the Visa Platinum Secured card can be viewed here.

Yes, the Visa Platinum Secured card comes with a variable interest rate.

You may be subject to a late fee for payments you submit five or more days past the due date. You can learn more about late fees on the disclosures page.

You should call (833) 269-2621 to report your case to a Card Services associate.

You can request a replacement online or at a local Members 1st branch for a $10 fee.

The Visa Platinum Secured card is only available to use inside the United States.

There is a low $25 annual fee to maintain your Visa Platinum Secured card.

Ready to Apply?

You can begin using the Visa Platinum Secured credit card by completing a quick online application. You must be a part of our family to apply, so become a member today and apply for a Visa Platinum Secured card when you're ready!

Apply Now

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