Visa Credit Card

Visa Signature® Rewards (Cash Back Credit Card)

With Members 1st Federal Credit Union, you can access a credit card that's absolutely perfect for you. The Visa Signature® Rewards card gives competitive cash back with every purchase, plus perks like low interest and low monthly payments. Apply online or through a Members 1st branch in your neighborhood.

Advantages of Cash Back Credit Cards

A Visa cash back credit card is a great option for qualified applicants. Use the Visa Signature Rewards card to:

Make that purchase today

The Visa Signature Rewards card starts with a $5,000 minimum to finance most immediate purchases.

Build your credit score

Your credit score will grow as you complete low monthly payments.

Repay on your terms

Pay as little as $20 or 2% each month*.

Save on every purchase

You'll earn cash back with every purchase.

Visa Signature Rewards from Members 1st

The Visa Signature Rewards card is a cash back credit card available through Members 1st. Each time you make a purchase using your Visa Signature Rewards card, you'll earn a small refund that adds up over time.

The Visa Signature Rewards card offers 1.5% cash back or 1.5 points on any purchase. If you spend $100 on dinner and a movie, you'll earn $1.50 toward your balance instantly. Spend $1,000 on a new television and earn $15 back right away.

The Visa Signature Rewards card gives you an instant discount on any purchase, making it a great tool for short-term expenses. Repay your balance through your Members 1st account to build your credit score and qualify for a higher credit limit.

  • Instant 1.5%* cash back
  • Credit lines starting at $5,000
  • Low 2%* monthly payments
  • Complimentary memberships with Shipt and Skillshare
  • Exclusive event presale access through Sofar Sounds
Compare our cards

*See Visa Signature Rewards disclosure for more information.

Frequently Asked Questions

You'll qualify for a competitive Annual Percentage Rate (APR) depending on credit worthiness—view current rates here.

The Visa Signature Rewards card has a minimum credit limit of $5,000 and a maximum credit limit of $75,000.

Nope, use your card without annual fees.

If your card is lost or stolen, call (833) 269-2621 to report it to a Card Services expert. Then, you can request a new card for a low $10 fee.

We offer affordable monthly payments as low as $20 or 2% of your balance*.

You can pay your balance using our digital banking tools or at a local Members 1st branch.

Yes, there is a fee for payments that come in more than five days from the due date. The fee for the first offense is up to $27 and rises to $37 for subsequent missed payments over the following six months.

Ready to Apply?

Existing members can apply for a Visa Signature Rewards card online. If you're new to Members 1st, open an account online in just a few quick steps.

Apply Now

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