What It Means to Be Member-Owned
Minute Read

Did you know that when you join a credit union, you aren’t just signing up for an account? Every member is also an owner! Now the question is, what does that actually mean?
Your Credit Union, Your Voice
Credit unions put members first (just like our name says)—because members are also owners. That means we don’t serve outside investors—instead, our decisions are guided with your best interests in mind.
Earnings with a Purpose
Here’s the best part—Members 1st reinvests earnings right back into our membership and it shows up in real benefits such as:
- Lower loan rates
- Higher savings yields
- Fewer fees
- Community support
It’s a win-win: better rates and services for you, and dollars that stay local to strengthen your community.
The Power of Ownership
As a member-owner, every time you borrow, save or swipe your debit or credit card—you are strengthening the organization and benefiting directly from its success. And you’re helping support nonprofits and small businesses in your community.
At Members 1st, you are part of the family. Join today and experience the credit union difference of people helping people*.
Federally insured by NCUA.
*Prospective members must meet current eligibility requirements.