Borrow Wisely
Jul 9, 2026
What Is a HELOC and How Is It Calculated?
Your home’s equity could open the door to financial flexibility. Here’s what a HELOC is and how lenders determine what you may be able to borrow.
Shauna Scarnato
Financial Writer
Shauna Scarnato is the Content Team Lead at Members 1st Federal Credit Union, where she oversees content creation for the blog, member newsletter and social media. Prior to joining Members 1st, she worked as a Multimedia Digital Producer at AARP and as a Content Producer at PenFed Credit Union—the third-largest credit union in the country. Shauna began her career as a Television News Producer and holds a bachelor's degree in communication from La Salle University. Outside the office, she enjoys spending time with loved ones, traveling and staying active—whether it's running, going to the gym or playing ball hockey.
Shauna Scarnato's Posts
Jun 16, 2026
What Is the Difference Between Credit Unions and Traditional Financial Institutions?
Credit unions and banks differ in ownership, rates and service. Understand how these differences impact your wallet and choose the right fit for you.
Grow Your Business
Jun 11, 2026
How Credit Unions and Small Businesses Work Together
From everyday financial needs to long-term growth, discover how credit unions can be a valuable partner for small businesses.
Common Homebuyer Mistakes and How to Avoid Them
Buying a home? Avoid the common mistakes that can cost you time, money and peace of mind.
Money Mistakes That Are Totally Fixable
Are those little money “oopsies” adding up? Here’s how to take control and fix them fast.
Protect Confidently
Apr 27, 2026
6 Ways to Secure Your Mobile Wallet
Tap-to-pay is fast—make sure it’s also safe with these six practical mobile wallet security tips.
The True Cost of Homeownership: What Buyers Often Overlook
Thinking about buying a home? The mortgage is just the beginning. We break down the hidden costs of homeownership so you're prepared.
Budget Successfully
Apr 13, 2026
From Paychecks to Peace of Mind: How Financial Literacy Improves Overall Health
Building financial confidence can do more than strengthen your budget—it can ease stress, improve sleep and help you feel better in everyday life.
Money Myths Busted: What You Need to Know About Your Finances
Stop believing these common money myths—get the facts about saving, investing, budgeting and credit so you can make smarter financial moves.
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