limited time offer
as low as:
as low as:
*APR = Annual Percentage Rate at 70% loan to value. Rates effective 3/18/2020. $10,000.00 in new money required when refinancing an existing Members 1st Home Equity Loan. Sample terms: If you borrow $30,000 at 3.24% APR for a 5-year term, your estimated monthly payment may be $542.28. If you borrow $30,000 at 3.49% APR for a 10-year term, your estimated monthly payment may be $296.54. Interest rates are based on creditworthiness and your home's loan-to-value. Primary residence only. Property insurance is required. Pennsylvania and Maryland residences only. Other restrictions or conditions may apply. Rates are subject to change without notice. Consult your tax advisor for tax deduction information.
We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.
What it is
Why not put the equity in your home to work for you? Use your home's available equity for home improvements, debt consolidation, college tuition, car purchase and more.
Members 1st offers terms and rates* that are tailored to fit all budgets and we make repaying easy with no pre-payment penalties.
*Interest rates are based on creditworthiness and your home's loan-to-value.
Your fixed rate loan rate may vary from what is advertised on our rate sheet as your interest rate will be based on your credit history and current credit report. With Member Loyalty Rewards, you could qualify for a discounted rate.
What We Offer
*Loans may be subject to other terms and conditions.
About the application
The loan application process should take approximately 10 minutes to complete. We may need additional information to complete your request, such as:
The Home Equity Loan is available in Pennsylvania and Maryland only.