Borrowing for life's moments and milestones
Visa® Credit Cards
Whether you're after cash back rewards, points, great rates, or a secured card to help rebuild your credit score, we've got an option that's right for you.Learn more
Hit the Road
Hear that? It's the open road calling. At Members 1st, we make getting an auto loan simpler than you ever thought possible.Learn more
Off to College
College isn't cheap, but with a little thoughtful preparation, there are several ways to help cover dorm rooms, books, tuition, and of course, spring break.Learn more
Buying a House
We believe finding the perfect mortgage should be delightfully easy. And if that sounds too good to be true, you don't know how we do things around here.Learn more
Need to foot an unexpected bill? A home equity loan lets your home's value work for you.Learn more
Desperately need to go off the grid or just lose WiFi? We've got you covered, with great rates that make buying a boat or RV more affordable than ever.Learn more
Four wheels are overrated. We have everything you need to buy that bike that's caught your eye or—let's be real—stolen your heart.Learn more
Unplanned expenses have you in a pinch? A personal loan with Members 1st can help you consolidate debt or pay for emergencies, medical bills, home repairs, and more—no collateral required.Learn more
Clearing your debt
Looking to pay off your loan a little early? Beautiful. Here's everything you need to start a loan payoff.Learn more
Support along the way
Have questions? Good thing you have MyConcierge™. Half personal sidekick, half financial wizard, your concierge knows money management like the back of their hand. Best of all, they're always ready to help.
Online tools and support
Borrowing money shouldn't be confusing. So we'll guide you through the details and help you get started with tools that keep things simple, like the option to "set and forget" recurring payments online.
No prepayment penalties
Want to pay off your loan ahead of schedule? That's awesome. We'll never penalize you for paying early.
Before you borrow
Qualifying for a loan depends on several factors. Your credit history, income stability and ability to repay are among the factors considered. Requesting a loan or Visa credit card online or by phone takes minutes, and there are no fees to apply.
No documents are needed to apply for a loan. Once your application is received, we may ask for additional supporting documentation to finalize your loan, such as proof of income.
Many loan decisions are provided quickly. Larger, more complex loans may take longer. We strive to provide all lending decisions as quickly as possible.
When life throws the unexpected at you, it can wreak havoc on your finances. We have options available to you to help relieve the financial stress and worry related to making loan payments in the event of your death, disability, or involuntary unemployment.
Let's Get Started
Open an account
Opening a Members 1st savings account is quick and easy. Already a member? Great! Move onto step number two.
Apply for your loan
Whatever your needs may be, we have you covered. Whether you are buying your first car or your first home, we have a loan for that.
Manage your loan
Managing your payments is simple with the Members 1st new mobile banking experience. Check it out today!
Getting Ready for Life's Moments and Milestones
Visa Signature® Card
Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.Get Started
Buying a House
Your home will likely be the biggest investment you ever make. Here’s everything you need to know—and who to talk to if you’d like some personalized guidance.Get Started
Save for big plans—a little at a time. With great rates and powerful in-app tools, it’s never been easier to set (and achieve) your long-term goals.Get Started
Protecting what you care about shouldn’t be complicated or unaffordable. We offer a full range of personal, group, auto, health, and life insurance plans through the most respected insurance companies in the business.Get Started
Hit the Road
Hear that? It’s the open road calling. Here’s how to get an auto loan quicker and smarter.Get Started
Off to College
Welcome to the start of a new beginning! Here's how to avoid student loans and make the most of saving for college.Get Started