Borrowing for life's moments and milestones
Visa® Credit Cards
Whether you're after cash back rewards, points, great rates, or a secured card to help rebuild your credit score, we've got an option that's right for you.
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Hit the Road
Hear that? It's the open road calling. At Members 1st, we make getting an auto loan simpler than you ever thought possible.
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Off to College
College isn't cheap, but with a little thoughtful preparation, there are several ways to help cover dorm rooms, books, tuition, and of course, spring break.
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Buying a House
We believe finding the perfect mortgage should be delightfully easy. And if that sounds too good to be true, you don't know how we do things around here.
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Cashing In
Need to foot an unexpected bill? A home equity loan lets your home's value work for you.
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Recreational Vehicle
Desperately need to go off the grid or just lose WiFi? We've got you covered, with great rates that make buying a boat or RV more affordable than ever.
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Burn Rubber
Four wheels are overrated. We have everything you need to buy that bike that's caught your eye or—let's be real—stolen your heart.
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Additional Expenses
Unplanned expenses have you in a pinch? A personal loan with Members 1st can help you consolidate debt or pay for emergencies, medical bills, home repairs, and more—no collateral required.
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Clearing your debt
Looking to pay off your loan a little early? Beautiful. Here's everything you need to start a loan payoff.
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Concierge Service
Have questions? Good thing you have MyConcierge™. Half personal sidekick, half financial wizard, your concierge knows money management like the back of their hand. Best of all, they're always ready to help.
Online tools and support
Borrowing money shouldn't be confusing. So we'll guide you through the details and help you get started with tools that keep things simple, like the option to "set and forget" recurring payments online.
No prepayment penalties
Want to pay off your loan ahead of schedule? That's awesome. We'll never penalize you for paying early.
Before you borrow
Qualifying for a loan depends on several factors. Your credit history, income stability and ability to repay are among the factors considered. Requesting a loan or Visa credit card online or by phone takes minutes, and there are no fees to apply.
No documents are needed to apply for a loan. Once your application is received, we may ask for additional supporting documentation to finalize your loan, such as proof of income.
Many loan decisions are provided quickly. Larger, more complex loans may take longer. We strive to provide all lending decisions as quickly as possible.
When life throws the unexpected at you, it can wreak havoc on your finances. We have options available to you to help relieve the financial stress and worry related to making loan payments in the event of your death, disability, or involuntary unemployment.
Let's Get Started
Open an account
Opening a Members 1st savings account is quick and easy. Already a member? Great! Move onto step number two.
Apply for your loan
Whatever your needs may be, we have you covered. Whether you are buying your first car or your first home, we have a loan for that.
Manage your loan
Managing your payments is simple with the Members 1st new mobile banking experience. Check it out today!