Protect the Credit Union Difference

Preserving the Credit Union Difference:

Credit unions are not-for-profit financial cooperatives that exist to serve you, not corporate shareholders. Our federal tax exemption allows us to return more value to our members through: 

• Better rates 
• Higher returns 
• Lower fees 

At the heart of every credit union is a simple but powerful idea: people helping people. Our tax exemption status also allows us to reinvest member dollars directly into programs, services and organizations that benefit you and the communities we serve. 

Credit Unions by the Numbers:

Our Members Say It Best:

“A few years ago, my nieces had student loans and were drowning in interest charges and late fees. I contacted Rita C. at Members 1st and applied for a consolidation loan, using the equity in my home to secure the loan. Surprised my nieces with a very low interest loan thanks to Members 1st and Rita! We have since paid off the loans and we ALL are very grateful and thankful that Members 1st helped us out! We all saved quite a bit of money in interest and fees!” - Brenda F. 

“I started my journey with Members 1st by securing a motorcycle loan at a rate better than anywhere else. After that, I turned to them again for a second motorcycle loan. While other banks were raising rates, Members 1st saw me as a reliable customer who paid my bills on time—and they extended me another loan. The entire process was smooth and I always had someone available to talk to when needed.” – Damien L.  

Take Action Today:

Fill out the form on this page to send a message directly to your lawmakers to protect the credit union tax exemption status. It only takes a minute—and your voice can make a powerful difference.