Tailgating on a Budget

The smell of burgers on the grill. The sound of your team’s fight song blasting from a speaker. The sea of jerseys and high-fives all around you. That’s tailgating at its best—great food, great friends and (hopefully) a big win. But if you’re not careful, game day can be a real financial fumble. Here’s how to keep your tailgate legendary and your wallet happy.

Skip filling your cart with your team’s entire fan store. Instead, grab streamers, balloons or tablecloths in your team colors from a dollar store or discount shop, and create your own decorations. A few pops of color go a long way! Bonus points if you make a themed banner or painted sign to use as a photo backdrop.  

2. Borrow Tailgate Gear or Buy It on Sale 

Need chairs, tents or team apparel? Wait until the end of the season or shop off-season when prices drop. And don’t be afraid to borrow from friends or family—you might be surprised how many foam fingers and pop-up tents are hiding in garages. 

3. Reuse Supplies—Even Plasticware  

Disposable doesn’t have to mean “one-time use.” Plasticware, tablecloths, team-themed plates—give them a second life. Wash, dry and store them in a labeled tote for next time. It saves cash and cuts down on waste. 

4. Make It a Potluck 

Offer to cover the main dish, and ask guests to bring sides or desserts. It saves you money and guarantees everyone has something they like. You could even turn it into a tailgate cook-off for some extra fun! 

5. Buy Beverages in Bulk or Make It BYOB 

Buying drinks individually adds up fast. Rather than spending tons of money on individual cans, consider working with a local brewery to purchase in bulk. Let everyone know what you’ll have so they can bring their favorites if they want something else. 

6. Think Beyond the Grill 

Not every tailgate has to be burgers and hot dogs. A slow cooker plugged into a portable power source can keep things like chili, meatballs or queso warm all day. Delicious, filling and cost-effective? Nothing beats that! 

7. Add Some Budget-Friendly Fun 

Pack a football, cornhole set or a few simple games to keep the energy up before kickoff. Another fun option is to make your own trivia cards with fun team facts. Winner gets the last brownie or hot dog! 

Bonus Play: Extra Money-Saving Hacks 

Just like a great team has a game plan, your budget needs one too. Whether you’re saving for team merchandise or something different, we have several savings accounts to help you get over the goal line. Become a member today and make every game day a win.