Home Equity Line of Credit

Apply For A Loan Online

No prepayment penalties, points or closing costs.

Promotional Rate available through September 30, 2017.


To apply online click "Apply for A Loan", visit your local branch or by calling (800) 283-2328, ext. 6040.

*APR=Annual Percentage Rate at a 70% loan to value. Home Equity Line of Credit (HELOC) introductory rate of 1.99%. APR is available on all new money advanced for a 6-month period of time from the date of the line account opening. Upon expiration of the intro rate, all balances will accrue interest at the variable APR in effect for your account based on loan to value and credit worthiness. Your APR may vary. Minimum $10,000.00 in new money is required when refinancing an existing Members 1st home equity loan or line of credit. The HELOC permits borrowing up to 100% of the available equity in a primary residence (excludes rental properties), conditions and restrictions apply. Minimum advance of $200 to qualify. Any principal payments will apply to introductory balance first. Regular home equity line of credit is based on Prime Rates published in the Wall Street Journal on the last business day of the month plus a margin with a floor of 3.00%. Maximum rate of 18%. The introductory annual percentage rate will automatically terminate at the end of the 6-month introductory period. No notice to borrower required. Other restrictions or conditions may apply. Ask an associate for details. This offer may be withdrawn at any time.

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Certificate Special Offer

APY*

Home Equity Line of Credit

APR*

VISA Balance Transfer

APR*

*APR=Annual Percentage Rate   **APY=Annual Percentage Yield