What Are You Saving For?
Whatever it is, we offer powerful, personalized tools to help you save smarter and hit your goals sooner.
Our savings account, ideal for both long- and short-term goals, features great interest rates and straightforward options.Learn More
Money markets are designed for long term savings, with interest rates that grow alongside your money.Learn More
Saving for a vacation or holiday shopping? Our club accounts help you save for the holiday shopping season or that special getaway.Learn More
We offer both traditional and Roth IRAs to help you grow your nest egg and prepare for financial health during retirement.Learn More
A health savings account (HSA) offers an intelligent way to pay less for medical care—qualified contributions are tax-deductible and qualified distributions are tax-free.Learn More
Certificates allow you to earn higher dividends by saving money for a fixed period of time (between 3–60 months).Learn More
More than just a savings account
Have questions? Why not ask your concierge? Half personal sidekick, half financial wizard, they know money management like the back of their hand. Best of all, they're here whenever you need them.
Online tools and support
Whether you access your account online or through our mobile app, you'll be able to create simple, customized goals that help keep your savings on track. And if you ever have questions, we offer 24/7 support.
Rates that grow your money
Your goals may be closer than your realize: from money market to standard savings, we offer interest rates significantly higher than the national average
Embracing Minimalism: 7 Minimalist Habits to Help Save You Money
There are many things out there calling on our wallets to spend money.Read More
7 Ways to Reduce Household Spending
Decrease monthly expenses with our easy hacks to save on groceries, utility bills, mortgage payments and more.Read More
Can You Give a Certificate as a Gift to Your Kids or Grandkids?
Take advantage of this excellent opportunity to invest in their future in just three easy steps.Read More
Open an account online, in person at any branch, or over the phone by calling Customer Service at (800) 237-7288.
We like to keep things simple. With just a $5 minimum opening deposit and balance, you're on your way to our regular savings account and all the perks and privileges of being a member.
We want you to make the most of your money and we offer competitive savings rates. To view our current rates, click here.
Good question! You can make as many withdrawals or transfers from your savings account as you want.
Account Opening Disclosures
GET STARTED IN THREE EASY STEPS.
Open a Members 1st savings account with a $5 deposit
Create personalized savings goals
Manage and track your progress with our new Members 1st mobile app
Getting Ready for Life's Moments and Milestones
Visa Signature® Card
Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.Get Started
Protecting what you care about shouldn’t be complicated or unaffordable. We offer a full range of personal, group, auto, health, and life insurance plans through the most respected insurance companies in the business.Get started
Buying a House
Your home will likely be the biggest investment you ever make. Here's everything you need to know—and who to talk to if you'd like some personalized guidance.Get Started
Save for big plans—a little at a time. With great rates and powerful in-app tools, it's never been easier to set (and achieve) your long-term goals.Get Started
Hit the Road
Hear that? It's the open road calling. Here's how to get an auto loan quicker and smarter.Get Started
Off to College
Welcome to the start of a new beginning. Here's how to avoid student loans and make the most of saving for college.Get Started