Internet Terms, Usage and Your Privacy

The Members 1st Federal Credit Union (Mechanicsburg, PA) Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Members 1st Federal Credit Union Web Site constitutes your agreement to all such terms, conditions, and notices.

Modification of Terms of Use

Members 1st FCU reserves the right to change the terms, conditions, and notices under which the Members 1st FCU Web Site and Online Secured Services are offered. You are responsible for regularly reviewing these terms and conditions and additional terms. Your continued use of the Members 1st FCU Web Site and Online Services constitutes your agreement to all such terms, conditions, and notices.

In no event shall Members 1st FCU be liable for any lost data, use, profits, savings, goodwill, or indirect, incidental, special, consequential, exemplary or punitive damages arising out of or relating to your use or your inability to use information contained in this Web Site. Your sole remedy for any damages related to the use of this Web site or information downloaded from this Web site is to discontinue use of this Web site.

Personal and Non-commercial Use Limitation

Unless otherwise specified, the Members 1st FCU Web Site is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Members 1st FCU site.

Links to Third Party Sites

The Members 1st FCU Web site may contain hyperlinks to other sites created and maintained by other organizations. Members 1st FCU does not regularly review materials posted on these linked sites. Members 1st FCU does not endorse the owners of such linked sites, or the products or materials appearing on such linked sites. Any decision of Web site visitors to view any of the linked Web sites is at their own risk. The linked sites are not under the control of Members 1st FCU and Members 1st FCU is not responsible for the contents of any linked site, including without limitation any link contained in a linked site, or any changes or updates to a linked site.

Members 1st FCU is not responsible for web casting or any other form of transmission received from any Linked Site nor is Members 1st FCU responsible if the Linked Site is not working appropriately. Members 1st FCU is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Members 1st FCU of the site or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the Linked Sites. Any dealings with third parties (including advertisers) included within the Members 1st FCU Site/Services or participation in promotions, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such dealings or promotions, are solely between you and the advertiser or other third party. Members 1st FCU shall not be responsible or liable for any part of any such dealings or promotions.

Web site Content

The documents and graphics appearing in this Web site might include technical inaccuracies, typographical errors, and out-of-date information and use of any and all materials contained in this Web site is at your own risk. Content changes are made without notice and are made as timely as possible.

What are Pop-ups?

Unwanted pop-ups are screens that come up when you're surfing the internet. You go to one page, and an ad opens up on another page. Because they're so common and irritating, pop-up blockers are popular.

When you click on a link to intentionally open a web page in a new window, you are requesting a wanted pop-up. The problem is that most pop-up blockers interfere with wanted and unwanted pop-ups. Pop-up blocking software is very useful for blocking unwanted advertising, but it may also prevent you from viewing the pop-up windows used within members1st.org. For that reason, they should be turned off while you're visiting our Web site. You can always turn the software back on once you have finished.

How do I disable Pop-up Blocking software?

One option is to add http://www.members1st.org to a list of exceptions or allowed sites. Please review your browser's help documentation for further instruction.

You may have more than one pop-up blocking software running on your computer, i.e. through your browser and a toolbar add-on.

Email Security

Please be advised that regular email is not secure. Various parts of our Web site allow you to submit information to us by email. We strongly suggest that you do not provide personal or account information through email or make a request that sensitive and confidential information be emailed to you. We do have multi-layered security checks and balances in place to protect your personal and financial information when using our secure online services.

Receiving Email from Members 1st

In order to ensure that your email notification does not get caught in spam or junk email filters, you need to add our email address to your friends list. Every e-mail system is different please review your email provider's help documentation for instruction

No Unlawful or Prohibited Use

As a condition of your use of the Members 1st FCU Web Site and Online Secured Services, you will not use the Members 1st FCU Web Site and Online Secured Services for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Members 1st FCU Web Site and Online Secured Services in any manner which could damage, disable, overburden, or impair any Members 1st FCU Web Site and Online Secured Services (or the network(s) connected to any Members 1st FCU Web Site and Online Secured Services) or interfere with any other party's use and enjoyment of any Members 1st FCU Web Site and Online Secured Services(s). You may not attempt to gain unauthorized access to any Members 1st FCU Web Site and Online Secured Services, other accounts, computer systems or networks connected to any Members 1st FCU Web Site and Online Secured Services, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Members 1st FCU Web Site and Online Secured Services.

Your rights to use materials on this Web Site are limited by law. All information on this site is protected by copyright laws of the United States and other countries. Visitors to this Web Site may download a copy of materials on this site to a single computer for personal, non-commercial home use as long as all copyright, trademark or other proprietary notices are included in the material that is downloaded. Visitors to this site are prohibited from reproducing, redistributing, republicizing or retransmitting, any materials posted at this Web Site without the prior written permission of Members 1st Federal Credit Union (Mechanicsburg, PA). You agree with Members 1st FCU that the statutes and laws of the Commonwealth of Pennsylvania, without regard to its conflicts of law principles will apply to all matters regarding use of this Web site. Accessing materials on this Web site from territories where these contents are illegal is prohibited and those who access this Web site do so on their own initiative and are responsible for compliance with local laws. Members 1st FCU makes no representation that materials contained on this Web site are appropriate or available for use in other locations.

Termination⁄Access Restriction

Members 1st FCU reserves the right, at its sole discretion, to terminate your access to the Members 1st FCU Web Site and Online Secured Services and the related services or any portion thereof at any time, without notice. Other restrictions may apply.

Members 1st FCU may also terminate or suspend your access to Members 1st FCU Web Site and Online Secured Services for inactivity, which is defined as failing to log into a particular service for an extended period of time, as determined by Members 1st FCU. Upon termination of the Members 1st FCU Web Site and Online Secured Services, your right to use the Members 1st FCU Web Site and Online Secured Services immediately ceases.

Copyright and Trademark Notices

All contents of the Members 1st FCU Web Site and Online Secured Services is: 2017 Members 1st FCU. All Rights Reserved and/or its suppliers, 5000 Louise Drive, Mechanicsburg, PA 17055. Any rights not expressly granted herein are reserved.

Your Privacy

Because information is an important part of our business, we understand the importance of the personal information you entrust to us. The following link is the privacy statement of Members 1st Federal Credit Union and its affiliated companies that service or have contact with individual members.

Member Privacy Is Important To Us

Information is an important part of our business, and we understand the importance of the personal information you entrust to us. The following link is the privacy statement of Members 1st Federal Credit Union. This includes how we collect, use and safeguard your personal financial information. We are required by law to provide this notice, and we gladly do so.

Types of Personal Information We Collect and Share

The types of nonpublic personal information we collect and share depends on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

How We Collect Information

There are several ways we collect non-public information about you:

  • Applications or other forms for services you request from us;
  • Transactions with us or others;
  • Consumer reporting agency

How We Share Information

We are permitted by law to share your nonpublic information under the following circumstances:

  • For our everyday business purposes, with outside companies or non-affiliated third parties that participate with us in supplying products and services to members, such as check printers, with credit bureaus and with government entities in responding to subpoenas and other legal processes;
  • You specifically authorize us to share your information;
  • To process a transaction you request;
  • To prevent actual or potential fraud, unauthorized transactions, claims or other liabilities;
  • To protect the integrity and security of your records;
  • To comply with federal, state, or local laws, rules, regulations, and other applicable legal requirements;
  • For our marketing purposes to offer products and services to you. This includes situations where we have entered into agreements with other companies to perform mailing and distribution services. In these situations we require the companies to agree to treat and maintain the privacy of your information with at least the same degree of confidentiality that we employ; and
  • To other companies as joint marketers of financial services that we believe may be of benefit to you. These non-affiliated third party companies are not permitted to use our member information for any purposes other than the services intended. We will share your information with these companies only if they agree to treat it confidentially.

Our Security Measures

Internally, we restrict access to nonpublic personal information about you to those employees who have specific business purposes for using it. Our employees are trained on the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.

Non-Solicitation Opt Out

At any time, you can contact us to prevent your information from being shared. You can download the non-solicitation form here and mail your request to Members 1st FCU, Attention TeleBranch (Customer Service), P. O. Box 40, Mechanicsburg, PA 17055 or email us at Account and Transaction Inquiries and include your full name and address. Before opting out, please consider that by opting out you may be missing out on a chance to learn about some great opportunities regarding benefits of membership and increasing the value you receive from Members 1st Federal Credit Union.

TeleBranch (Customer Service):
(800) 237-7288

 

Certificate Special Offer

APY*

Home Equity Line of Credit

APR*

VISA Balance Transfer

APR*

*APR=Annual Percentage Rate   **APY=Annual Percentage Yield