Member Appreciation Month

World's Best Members

Our faM1ly of nearly half a million members strong means the world to us. And that is why we are kicking off the new year with Member Appreciation Month.

Visa Balance Transfer

0.00% apr*

A new year, a new way to save. Transfer your credit card balances and leave those high interest rates in the past.

Rates as Low as

3.49% apr*

What are you waiting for? With loan rates still near historic lows, we can help you borrow up to 100% of your home's value**, with terms up to 20 years.

rates as low as

6.49% APR*

Whether you're ready to treat yourself to something new, manage everyday spending or pay off high-interest credit cards and loan balances, we have a fixed-rate personal loan to fit your budget.



Applications are now being accepted for our 2022 Education Award & Scholarship Program. Selected full-time college students will complete a 12-week PAID summer internship and receive a $2,500 scholarship for educational expenses.

Simply the Best

Nominate Us

Nominations are now being accepted for Harrisburg Magazine's Simply the Best 2022. Look for us under the Business, Financial and Local Interest categories and submit your nomination through February 22. Thank you for your support.



Whether you file on your own with TurboTax® or get help from an H&R Block® tax pro, you're guaranteed to get your biggest refund possible.

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Welcome to Members 1st

Members 1st is more than just a name—it's a mindset. Everything we do is in the best interest of all of us. We're here to help members thrive and better the communities we serve. Where others see dollars and cents, we see people and passions. And we offer a full suite of financial tools and services that help our members do more with their money.

We're Here to Help

Getting ready for life's moments and milestones

Visa Signature® Card

Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.

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Protecting what you care about shouldn’t be complicated or unaffordable. We offer a full range of personal, group, auto, health, and life insurance plans through the most respected insurance companies in the business.

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Buying a House

Your home will likely be the biggest investment you ever make. Here's everything you need to know—and who to talk to if you'd like some personalized guidance.

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Goal Savings

Save for big plans—a little at a time. With great rates and powerful in-app tools, it's never been easier to set (and achieve) your long-term goals.

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Hit the Road

Hear that? It's the open road calling. Here's how to get an auto loan quicker and smarter.

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Off to College

Welcome to the start of a new beginning. Here's how to avoid student loans and make the most of saving for college.

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Act now

Exclusive Membership Offers

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Visa Balance Transfer

For 12 billing cycles.

0.00% APR*
Let's get started
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Home Equity Loans

10-Year Fixed Rate
as low as

3.49% APR*
Learn More
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Personal Loans

Rates as low as

6.49% APR*
Learn More

Manage your money in less time, anytime

Our mobile app gives you the power to check your balance, deposit checks, send money, chat with us, and more.

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What our members are saying:

Quote From our Members

“Members 1st has always been there to support me with my financial goals. They truly treat everyone like family.”

Sara B. Member since 1995
Quote From our Members

“They’re sincerely interested in you as a member. I can’t tell you how many times they’ve helped me out of messes I got myself into. Any problem you have, they can fix it for you."

Connie W. Member since 2011
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Become A Member

Looking to join our credit union? Not sure how it all works? No problem—it's far easier than you imagine. At Members 1st, we are always seeking new members to join our family, and we have a number of flexible options to make the eligibility process simple and fun.

Open an account

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For your protection please be advised that public Internet email is not secure. Various links within our web site allow you to submit information to us by public Internet email. Please DO NOT provide personal or account information through public email or submit any personal information that would compromise your identity including your account number, social security number, credit card numbers, electronic services PINs, passwords or mother's maiden name. Members 1st will not respond via public Internet email to requests-for-account-information or account activity. Please contact Customer Service with these types of requests at (800) 237-7288 or (717) 795-6049.