Insurance is like a life raft. It is always good to have one, just in case.
When was the last time you reviewed your insurance policies? While no one likes to think about utilizing their insurance policies, it is good to know that you are getting the best deal. It is worthwhile to take a little time now to know you are covered for the future. Below are a few tips to ensure you receive the best price and value on your policies.
Consider Taking a Higher Deductible
Opt for a $1,000 deductible on your auto or home policy for the best savings. You will pay a lower premium at that level and will not be tempted to file any small claims.
Ask About Discounts
Below are a few discounts that may apply:
- Multiple policies with the same company
- College students living away from home
- More than one car
- No accidents or moving violations in three years
- Student drivers with good grades
- Members 1st member discounts*
Put Your Savings Account to Work
Use your Goal Savings account to save for minor claims up to your deductible or premiums. Plus, you earn interest!
Contact our licensed staff at Members 1st Insurance Services to learn more.
*Certain restrictions apply. Member discounts apply to personal lines only.
**Insurance Services are available to PA and MD residents only. Insurance products are not federally insured and are not obligations of or guaranteed by Members 1st FCU, Members 1st Insurance Services, or any other affiliated entity.