Insurance is like a life raft. It’s always good to have one, just in case. Speaking of which, when was the last time you reviewed your insurance policies?
While no one likes to think about needing to utilize their insurance policies, it would be nice to know you’re getting the best deal. It’s worthwhile to take a little time now to know you’re covered for the future. Below are a few tips and tricks for receiving the best possible price and value on your policies.
Consider Taking a Higher Deductible
For the best savings, opt for a $1,000 deductible on your auto or home policy. At that level, you’ll pay a lower premium and won’t be tempted to file any small claims.
Ask About Discounts
Below are a few discounts that may apply:
- Multiple policies with the same company
- College students living away from home
- More than one car
- No accidents or moving violations in three years
- Student drivers with good grades
- Members 1st member discounts*
Put Your Savings Account to Work
Consider using your Goal Savings account to save for those smaller claims up to your deductible or to save for premiums. Plus, you earn interest!
As always, contact our licensed staff at Members 1st Insurance Services at (800) 283-2328, ext. 5245 to learn more.
*Certain restrictions apply. Member discounts apply to personal lines only.
**Insurance Services are available to PA and MD residents only. Insurance products are not federally insured and are not obligations of or guaranteed by Members 1st FCU, Members 1st Insurance Services, or any other affiliated entity.