What’s better than depositing a check from the comfort of your own home? Depositing multiple checks from the comfort of your home! Maybe you just got married (congrats!), celebrated a birthday or finally opened all those holiday cards. No matter the occasion, our upgraded mobile deposit feature makes it easier than ever to get your money where it needs to go.
Now you can deposit numerous checks from your phone in a single transaction, saving you time, taps and sanity. And the best part? You can do it from pretty much anywhere. Now, the question is… should you? Keep reading for the dos and don’ts of mobile deposit.
Places You Absolutely Can Deposit Checks
The couch, in your pajamas: Cozy blanket? Fuzzy socks? Cup of coffee? Perfect. Snap, deposit, done.
At your kitchen table while avoiding your to-do list: Procrastination can also be productive.
In line at the grocery store: Multitasking at its finest—deposit a check, buy your eggs and still make it home in time for dinner.
During halftime of the game you’re at: While your team takes a break, make some money moves. Everybody wins… well, hopefully. There’s still another half to play!
On vacation: Beach, mountains or big city—if your phone has service, you’re golden.
Times You Probably Shouldn’t Deposit Checks
Because we care, and your mother would want us to warn you.
While driving: It can wait. Your safety comes first.
At dinner with the in-laws: Keep your phone in your pocket unless you want lasagna with a side of family drama.
While playing a sport: You don’t want to risk a ball to the head or your teammates giving you grief for costing them the game.
Mid-proposal: You probably shouldn’t try to deposit a check while your significant other is down on one knee, unless you want them to take the ring back.
On a rollercoaster: We are not responsible if your check blows away mid-ride.
How Mobile Deposit Works
Open the Members 1st mobile app.
Select “mobile deposit.”
Choose the account you want to deposit your checks into.
Sign the back of your checks and write “For mobile deposit only at M1st FCU.”
Take a photo of the front and back of the first check.
Add another check, then another and another. Deposit as many as you’d like in a single transaction.
Review and submit.
Pat yourself on the back for being productive.
What to do After Depositing Checks
Store checks in a secure place for 30 days.
Destroy checks after 30 days.
Why You’ll Love It
Skip the trip (or trips) to a branch! Mobile deposit is fast, secure and available 24/7 from anywhere that you have cell service. No envelopes, no deposit slips—just a few taps to deposit into your accounts or even make payments to closed-end loans. Managing your money has never been this easy or fun!
