Visa Credit Card

Visa Platinum® Low Rate (Low Rate Credit Card)

Trying to find the right credit card for you? Imagine what you could do with a low interest rate and low monthly payment requirement. At Members 1st Federal Credit Union, we give our members the power to buy what they need when they need it, with little risk. Apply today or become a member to access our Visa Platinum® Low Rate credit card.

The Perks of Low-Interest Credit Cards

A low interest rate credit card is a powerful financial tool that gives you the flexibility to:

Spend when you need to

The Visa Platinum Low Rate card allows you to spend up to a generous credit limit. You'll always have the power to buy what you need, even if you've left your cash at home.

Pay when you're ready

You can repay your balance with low monthly installments of $20 or 2% of the total. You're also free to pay more and submit early if you have extra money for the month.

Build credit along the way

Use the Visa Platinum Low Rate card to make debt work in your favor. Your credit score will improve as you use your card and repay your balance.

Low-Interest Credit Cards from Members 1st

The Visa Platinum Low Rate card is a convenient option for your expenses. Benefits include:

  • Low monthly payments: Pay as little as $20 or 2%* of your balance each month.
  • Generous credit limits: Spend with a $500 minimum and $50,000 maximum credit allowance.
  • Best-available interest rates: Qualify for a competitive interest rate—view rates here.
  • Amazing rewards: Unlock Members 1st Loyalty Rewards over time.
  • Convenient access: Manage your card online and use it for travel or emergency purchases.
Compare our cards

*See Visa Platinum Low Rate disclosure for additional information.

Frequently Asked Questions

You can pay your credit card balance online or at a Members 1st branch in your area. You can also set up automatic payments from your Members 1st account.

We do charge late fees for payments that come in five or more days past the due date. The late fee is up to $27 for the first instance.

Everyone loses a credit card occasionally, and that's okay! Just report your lost card by calling (833) 269-2621 and request a new one for $10.

Yep! This card comes with travel and emergency options.

Nope, this card is free.

Yes, you'll receive a variable interest rate that adjusts with the Prime Rate, the lowest rate on the market.

Your credit allowance will increase as you repay your balance. We allow the most credit to members with a consistent history of using their cards and submitting payments.

Ready to Apply?

Members 1st offers credit cards with low interest rates like the Visa Platinum Low Rate card. If you're ready to get started, you can apply online in minutes. You must be a member to qualify for the Visa Platinum Low Rate card through Members 1st, so open an account today!

Apply Now

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