home equity freedom line of credit


You work hard and deserve a break—on the house. Specifically, YOUR house. With a low intro rate, you can plan your escape without the financial stress.

Visa Balance Transfer


Save money when you switch to one of our low-interest credit cards.



With just $500 (or more), you can open an 11-month certificate at 4.95% APY* to start saving money now—no rock star budget required.


Best-In-State Credit Union

Thank you for naming us America’s Best-In-State Credit Unions of 2024 for the fourth consecutive year!

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Welcome to Members 1st

Members 1st is more than just a name—it's a mindset. Everything we do is in the best interest of all of us. We're here to help members thrive and better the communities we serve. Where others see dollars and cents, we see people and passions. And we offer a full suite of financial tools and services that help our members do more with their money.

We're Here to Help

Getting ready for life's moments and milestones

Visa Signature® Card

Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.

Get Started


Protecting what you care about shouldn’t be complicated or unaffordable. We offer a full range of personal, group, auto, health, and life insurance plans through the most respected insurance companies in the business.

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Buying a House

Your home will likely be the biggest investment you ever make. Here's everything you need to know—and who to talk to if you'd like some personalized guidance.

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Goal Savings

Save for big plans—a little at a time. With great rates and powerful in-app tools, it's never been easier to set (and achieve) your long-term goals.

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Hit the Road

Hear that? It's the open road calling. Here's how to get an auto loan quicker and smarter.

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Off to College

Welcome to the start of a new beginning. Here's how to avoid student loans and make the most of saving for college.

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Act now

Exclusive Membership Offers

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Home Equity Loans

10-Year Fixed Rate
as low as

5.99% APR*
Learn More
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Visa Balance Transfer

Transfer your balance
and start saving today.

Choose your offer
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Check out our special certificate promotions and start growing your money today.


Manage your money in less time, anytime

Our mobile app gives you the power to check your balance, deposit checks, send money, chat with us, and more.

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What our members are saying:

Quote From our Members

“Members 1st has always been there to support me with my financial goals. They truly treat everyone like family.”

Sara B. Member since 1995
Quote From our Members

“They’re sincerely interested in you as a member. I can’t tell you how many times they’ve helped me out of messes I got myself into. Any problem you have, they can fix it for you."

Connie W. Member since 2011
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Become A Member

Looking to join our credit union? Not sure how it all works? No problem—it's far easier than you imagine. At Members 1st, we are always seeking new members to join our family, and we have a number of flexible options to make the eligibility process simple and fun.

Open an account

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For your protection please be advised that public Internet email is not secure. Various links within our web site allow you to submit information to us by public Internet email. Please DO NOT provide personal or account information through public email or submit any personal information that would compromise your identity including your account number, social security number, credit card numbers, electronic services PINs, passwords or mother's maiden name. Members 1st will not respond via public Internet email to requests-for-account-information or account activity. Please contact Customer Service with these types of requests at (800) 237-7288 or (717) 795-6049.