VISA Balance Transfer
1.90% APR for up to six months or billing cycles*
Why pay higher interest rates on your current loans and credit cards? Transfer your balances to our VISA® Credit Card and you won't pay any balance transfer fees. Offer available on Balance Transfers received through June 30, 2017.*
Don't have our VISA® Credit Card? APPLY NOW.
Are you a current cardholder? Here is how you may transfer your balances:
If you use Members 1st Online:
From your mobile device transferring your credit card balance to your Members 1st VISA® is as easy as taking a picture.
- Detach the payment coupon from the credit card bill.
- Take a picture of your coupon.
- Review and submit your application!
If you don't have Members 1st Online access: Click here and complete the VISA® Balance Transfer form. Bring it to your local branch or mail it to us at: Members 1st Federal Credit Union, ATTN: Loan Center, PO Box 40, Mechanicsburg, PA 17055.
To learn more about our Personal VISA® Credit Card options, click here.
For our VISA® Credit Card Rates and additional VISA® Credit Card account information, click here.
*The 1.90% Annual Percentage Rate (APR) on Balance Transfers using the specific form or online submission is a "Discounted" rate that will be in effect from the time of the posting of the balance transfer to your card account for six consecutive billing cycles afterwards, which will be considered the promotional period expiration date of that specific balance transfer. After the expiration of your “Discounted” rate the remaining unpaid portion of the original balance transfer request will be subject to your normal APR as outlined on your monthly statement based on the specific Members 1st FCU credit card selected. Current rates range from 9.00% APR to 18% APR. Consumer Cards (Business Cards and Secured Cards are ineligible) may have up to 10 individual balance transfers open at any given time period. If you default through becoming 60 days or more delinquent we may increase your APR on the balance transfer and other balance amounts as defined within the cardholder agreement and disclosure, which is provided upon card issuance and available online at www.members1st. org. All payments received on your account in excess of your minimum payment requirement will be applied first to the highest rate balances, secondly to the lowest rate balances and finally to new purchases. All rates are effective as of April 1, 2017 and this offer may be withdrawn at any time. Other restrictions or conditions may apply. You may not pay off your current Members 1st loans or lines of credit by using this balance transfer option. For current rates, fees and other cost information, please reference the Visa Balance Transfer disclosure or contact the Members 1st FCU Card Services Group at (800) 283-2328, ext. 6035. You may not pay off your current Members 1st loans or lines of credit by using this balance transfer option. For current rates, fees and other cost information, please reference the Visa Balance Transfer disclosure or contact the Members 1st FCU Card Services Group at (800) 283-2328, ext. 6035. Offer expires June 30, 2017.
We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.
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