*APY – Annual Percentage Yield. APY is accurate as of 11/1/16. APY is subject to change without notice. For this 25-month certificate, members in the Titanium Member Loyalty Rewards level receive 1.45% APY. Members in the Platinum Member Loyalty Rewards level receive 1.40% APY. All others will receive 1.35% APY. The 25-month term share certificate will automatically renew as a 24-month term share certificate. Penalty for early withdrawal on all certificate products. For all certificate rates and terms, certain restrictions may apply. Certain products and rates are not available for public funds accounts, financial institutions or other institutional investors. Ask an associate for details. Federally insured by NCUA.